M-KOPA PAY-AS-YOU-GO
PRODUCTS & SERVICES
Our innovative ‘Pay-As-You-Go’ financing model allows you to get instant access to products from day one, while building ownership over time through flexible micro-payments.

SAMSUNG A03 CORE
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Do more and stay connected with a quality smartphone and the reliability of the Samsung name
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6.5″ HD+ v-notch Screen |
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5000mah battery |
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2GB RAM / 32GB storage |
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8mp/5mp camera |
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Android 11 (Go edition) |
PRICING
Payment Plan | 4 Months |
---|---|
Deposit | ₦ 17000 |
Weekly | ₦ 5,075 |
No of Weeks | 17 |
Total | ₦ 103,275 |
Payment Plan | 6 Months |
---|---|
Deposit | ₦ 19,000 |
Weekly | ₦ 3,689 |
No of Weeks | 26 |
Total | ₦ 114,914 |

SAMSUNG A03
Capture your world in all different ways with Dual Camera
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Do more and stay connected with a quality smartphone and the reliability of the Samsung name
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6.6” Screen |
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5000mah battery |
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4GB RAM /64GB memory |
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48MP (wide), 2MP(depth), 5MP (selfie) |
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Android 12 |
PRICING
Payment Plan | 4 Months |
---|---|
Deposit | ₦ 20,000 |
Weekly | ₦ 5,999 |
No of Weeks | 17 |
Total | ₦ 121,983 |
Payment Plan | 6 Months |
---|---|
Deposit | ₦ 23,000 |
Daily | ₦ 4,168 |
No of Weeks | 26 |
Total | ₦ 131,836 |

SAMSUNG A23
Capture your world in multiple ways with the Triple Camera
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Do more and stay connected with a quality smartphone and the reliability of the Samsung name
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6.6” Screen |
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5000mah battery |
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4GB RAM /64GB memory |
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50MP, 8MP selfie cameras |
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Android 12 |
PRICING
Payment Plan | 4 Months |
---|---|
Deposit | ₦ 65,000 |
Weekly | ₦ 8,792 |
No of Weeks | 17 |
Total | ₦ 214,464 |
Payment Plan | 6 Months |
---|---|
Deposit | ₦ 68,000 |
Weekly | ₦ 6,528 |
No of Weeks | 26 |
Total | ₦ 230,708 |

SAMSUNG A13
Upgrade your photography with the powerful Quad Camera
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Do more and stay connected with a quality smartphone and the reliability of the Samsung name
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6.5″ HD+ v-notch Screen |
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5000mah battery |
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4GB RAM / 64GB storage |
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50MP(wide),5MP(UW), 2MP(macro), 2MP(depth) and 8MP(selfie) |
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Android 11 (Go edition) |
PRICING
Payment Plan | 4 Months |
---|---|
Deposit | ₦ 32,000 |
Weekly | ₦ 8,470 |
No of Weeks | 17 |
Total | ₦ 175,990 |
Payment Plan | 6 Months |
---|---|
Deposit | ₦ 35,000 |
Weekly | ₦ 6,076 |
No of Weeks | 26 |
Total | ₦ 192,976 |

SAMSUNG A04
Capture more memories with more storage capacity
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Do more and stay connected with a quality smartphone and the reliability of the Samsung name
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6.5″ HD+ v-notch Screen |
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5000mah battery |
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3GB RAM / 32GB storage |
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5mp/50mp camera |
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Android 11 (Go edition) |
PRICING
Payment Plan | 4 Months |
---|---|
Deposit | ₦ 36,000 |
Weekly |
₦ 6,230 |
No of Weeks | 17 |
Total | ₦ 141,910 |
Payment Plan | 6 Months |
---|---|
Deposit | ₦ 38,000 |
Weekly | ₦ 4,445 |
No of Weeks | 26 |
Total | ₦ 153,570 |

SAMSUNG A04e
Capture your world in all different ways with Dual Camera
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32 Do more and stay connected with a quality smartphone and the reliability of the Samsung name
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6.5” Screen |
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5000mah battery |
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3GB RAM /64GB memory |
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13MP (Back) 2MP (selfie) |
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Android 12 |
PRICING
Payment Plan | 4 Months |
---|---|
Deposit | ₦ 26,000 |
Weekly | ₦ 5,880 |
No of Weeks | 17 |
Total | ₦ 125,960 |
Payment Plan | 6 Months |
---|---|
Deposit | ₦ 28,000 |
Weekly | ₦ 4,165 |
No of Weeks | 26 |
Total | ₦ 136,290 |

SAMSUNG A04s
Capture your world in multiple ways with the Triple Camera
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Do more and stay connected with a quality smartphone and the reliability of the Samsung name
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6.5” Screen |
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5000mah battery |
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4GB RAM /64GB memory |
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50MP, 8MP selfie cameras |
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Android 12 |
PRICING
Payment Plan | 4 Months |
---|---|
Deposit | ₦ 37,000 |
Weekly | ₦ 8,505 |
No of Weeks | 17 |
Total | ₦ 181,585 |
Payment Plan | 6 Months |
---|---|
Deposit | ₦ 39,000 |
Weekly | ₦ 5,999 |
No of Weeks | 26 |
Total | ₦ 194,974 |

SAMSUNG A33
Upgrade your photography with the powerful Quad Camera
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Do more and stay connected with a quality smartphone and the reliability of the Samsung name
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6.4″ HD+ v-notch Screen |
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5000mah battery |
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4GB RAM / 64GB storage |
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48MP(wide),8MP(UW), 2MP(macro), 2MP(depth) and 13MP(selfie) |
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Android 11 (Go edition) |
PRICING
Payment Plan | 4 Months |
---|---|
Deposit | ₦ 92,000 |
Weekly | ₦ 12,502 |
No of Weeks | 17 |
Total | ₦ 304,534 |
Payment Plan | 6 Months |
---|---|
Deposit | ₦ 95,000 |
Weekly | ₦ 9,023 |
No of Weeks | 26 |
Total | ₦329,598 |

NOKIA C20
Capture more memories with more storage capacity
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Do more and stay connected with a quality smartphone and the reliability of the Samsung name
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6.5″ HD+ v-notch Screen |
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3000mah battery |
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3GB RAM / 16GB storage |
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5mp/55mp camera |
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Android 11 (Go edition) |
PRICING
Payment Plan | 4 Months |
---|---|
Deposit | ₦ 15,500 |
Weekly | ₦ 3,500 |
No of Weeks | 17 |
Total | ₦ 75,000 |
Payment Plan | 6 Months |
---|---|
Deposit | ₦ 17,000 |
Weekly | ₦ 2,450 |
No of Weeks | 26 |
Total | ₦ 80,700 |

NOKIA C21 PLUS
Capture your world in all different ways with Dual Camera
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Do more and stay connected with a quality smartphone and the reliability of the Samsung name
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6.5” Screen |
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5050mah battery |
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3GB RAM /64GB memory |
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13MP (Back) 5MP (selfie) |
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Android 12 |
PRICING
Payment Plan | 4 Months |
---|---|
Deposit | ₦ 19,000 |
Weekly | ₦ 5,642 |
No of Weeks | 17 |
Total | ₦ 114,914 |
Payment Plan | 6 Months |
---|---|
Deposit | ₦ 22,000 |
Weekly | ₦ 3,692 |
No of Weeks | 26 |
Total | ₦ 125,012 |

NOKIA C30
Capture your world in multiple ways with the Triple Camera
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Do more and stay connected with a quality smartphone and the reliability of the Samsung name
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6.82” Screen |
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6000mah battery |
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3GB RAM /64GB memory |
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13MP, 5MP selfie cameras |
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Android 12 |
PRICING
Payment Plan | 4 Months |
---|---|
Deposit | ₦ 20,000 |
Weekly | ₦ 5,355 |
No of Weeks | 17 |
Total | ₦ 111,035 |
Payment Plan | 6 Months |
---|---|
Deposit | ₦ 22,000 |
Weekly | ₦ 3,675 |
No of Weeks | 26 |
Total | ₦ 117,550 |

NOKIA G21
Upgrade your photography with the powerful Quad Camera
LEARN MORE
Do more and stay connected with a quality smartphone and the reliability of the Samsung name
![]() |
6.5″ HD+ v-notch Screen |
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5050mah battery |
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4GB RAM / 64GB storage |
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50MP(wide), 2MP(macro), 2MP(depth) and 8MP(selfie) |
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Android 11 (Go edition) |
PRICING
Payment Plan | 4 Months |
---|---|
Deposit | ₦ 24,000 |
Weekly | ₦ 7,329 |
No of Weeks | 17 |
Total | ₦ 148,593 |
Payment Plan | 6 Months |
---|---|
Deposit | ₦ 27,000 |
Weekly | ₦ 5,180 |
No of Weeks | 26 |
Total | ₦ 161,680 |

NOKIA X10
Capture more memories with more storage capacity
LEARN MORE
Do more and stay connected with a quality smartphone and the reliability of the Samsung name
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6.67″ HD+ v-notch Screen |
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4,470 mAh battery |
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4GB RAM / 64GB storage |
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8mp/48mp camera |
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Android 11 (Go edition) |
PRICING
Payment Plan | 4 Months |
---|---|
Deposit | ₦ 76,000 |
Weekly | ₦ 9,800 |
No of Weeks | 17 |
Total | ₦ 242,600 |
Payment Plan | 6 Months |
---|---|
Deposit | ₦ 79,000 |
Weekly | ₦ 6,867 |
No of Weeks | 26 |
Total | ₦ 257,542 |