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Smart Phone

Smart 
Phone
Choice
Money
Phone
Choice
Money

Unlocking financial progress with
M-KOPA smart devices
Get your smartphone
Trusted by over 5 million customers across five markets
Financial Times Africa's Fastest Growing Companies 2022 - 2024
Time 100 Most Influential Companies

Bundled services

Do More. Live More.

Do more with your M-KOPA smartphone, the smart choice that gives you more than just a phone.

Digital Loans

Pay well, Pay everyday to unlock access to digital loans after three months.

Health Cover

Get hospital cover with your smartphone.

Device Protection

Stay connected and do more with device insurance when you need it.

Affordable Data

Stay online when you need to. Do more with affordable data bundles.

Terms & Conditions apply.

How M-KOPA Works

Join M-KOPA to do more, be more, and live more. Connect to digital in four easy steps.

Payment Successful Screenshot
01

Instant Access

Make a deposit and instantly take home the latest smartphone.
02

Pay Easy

Make easy daily, weekly or monthly payments.
03

Own Easy

Own your smartphone and build a credit history with M-KOPA.
04

Upgrade

Unlock access to a wider range of M-KOPA products and services.

Our Impact

Our impact begins with unlocking financial inclusion to accelerate customers’ access to opportunities and economic growth.

$1.5 Billion+
In credit unlocked
5 Million+
Customers
30,000+
Sales agents
1.7 Million+
First time mobile internet users
Read more

Trusted by Millions of People Across Five Countries

Our Investors

We're backed by some of the leading venture capital and financial investors from around the globe.