Own Now Now!

Pay Small Small.

Get a smartphone with affordable daily payment plans.

Get am now

Own Now Now!

Pay Small Small.

Get a smartphone with affordable daily payment plans.

Get am now

Smartphones

Get a new smartphone

Get your mobile phone from  M-KOPA and unlock access to bigger cash loans, data, hospital cover and device protection.

Get a smartphone

Upgrade your phone

To a smartphone that gives you access to digital loans, health cover, device protection and data.

Apply now

M-KOPA M10

Experience a sleek design, all-day battery life, and seamless performance—all at an affordable price. The M10 gives you more for less, without compromising on style.
  • 4GB RAM, 64GB ROM
  • 5000mAh Battery
  • 13MP Rear, 5MP Selfie
  • Android 13TM Go
  • Hybrid Dual SIM
  • 6.5” screen display
  • Fingerprint sensor

Samsung A07

An affordable smartphone featuring a sleek design, large display, long-lasting battery, and reliable camera performance for everyday use.
  • 4GB RAM, 128GB ROM
  • 5000mAh Battery
  • 50MP + 2MP depth Camera
  • 8MP selfie Camera
  • Android 16TM
  • 6.7” screen display
  • Fingerprint and Face ID

Samsung A06

Embracing the essentials with a large display to expand your view.
  • 64GB, expandable SD card
  • 4GB RAM​
  • 5000 mAh battery​
  • 50MP + 2MP depth main camera
  • 8MP selfie camera
  • Android 14TM
  • 6.7" screen display
  • Fingerprint sensor & Face ID

Samsung A26

Step up your everyday with a smooth display, sharper cameras, and dependable performance.
  • 4GB RAM, 128GB ROM
  • 5000mAh Battery
  • 50MP + 2MP depth + 8MP Ultrawide
  • 13MP selfie Camera
  • Android 15TM
  • 6.7” screen display
  • Fingerprint and Face ID

Samsung A16

The 6.7-inch screen provides you with more room for fun. Immerse yourself in your favourite content with the vibrant colours.
  • 4GB RAM​, 128GB ROM
  • 5000 mAh battery​
  • 50MP + 2MP depth + 5MP Ultrawide
  • 13MP front camera
  • Android 14TM
  • 6.7" screen display
  • Fingerprint & Face ID

Samsung A17

A smart everyday choice featuring a vivid AMOLED display, capable triple camera, and reliable battery life for whatever the day brings.
  • 4GB RAM​, 128GB ROM
  • 5000 mAh battery​
  • 50MP + 2MP depth + 5MP Ultrawide
  • 13MP front camera
  • Android 15TM
  • 6.7" screen display
  • Fingerprint & Face ID

M-KOPA M10

Experience a sleek design, all-day battery life, and seamless performance—all at an affordable price. The M10 gives you more for less, without compromising on style.
  • 4GB RAM, 64GB ROM (expandable with memory extension 4GB)
  • 5000mAh Battery
  • 13MP Rear, 5MP Front
  • Android 14TM Go
  • Hybrid Dual SIM
  • 6.56” screen display
  • Fingerprint sensor

Samsung A07

An affordable smartphone featuring a sleek design, large display, long-lasting battery, and reliable camera performance for everyday use.
  • 4GB RAM, 128GB ROM
  • 5000mAh Battery
  • 50MP Camera
  • Android 15TM
  • 6.7” screen display
  • Fingerprint and Face ID

Samsung A06

Embracing the essentials with a large display to expand your view.
  • 128GB, expandable SD card
  • 4GB RAM​
  • 5000 mAh battery​
  • 50MP main, 8MP front camera
  • Android 14TM
  • Dual Sim
  • 6.7" screen display
  • Fingerprint sensor

Samsung A26

Step up your everyday with a smooth display, sharper cameras, and dependable performance.
  • 4GB RAM, 128GB ROM
  • 5000mAh Battery
  • 50MP + 2MP depth + 8MP Ultrawide
  • 13MP selfie Camera
  • Android 15TM
  • 6.7” screen display
  • Fingerprint and Face ID

Samsung A16

The 6.7-inch screen provides you with more room for fun. Immerse yourself in your favourite content with the vibrant colours.
  • 128GB, expandable SD card
  • 4GB RAM​
  • 5000 mAh battery​
  • 50MP main, 13MP front camera
  • Android 14TM
  • Dual Sim
  • 6.7" screen display
  • Fingerprint sensor

Samsung A17

A smart everyday choice featuring a vivid AMOLED display, capable triple camera, and reliable battery life for whatever the day brings.
  • 4GB RAM​, 128GB ROM
  • 5000 mAh battery​
  • 50MP + 2MP depth + 5MP Ultrawide
  • 13MP front camera
  • Android 15TM
  • 6.7" screen display
  • Fingerprint & Face ID

M-KOPA M10

Experience a sleek design, all-day battery life, and seamless performance—all at an affordable price. The M10 gives you more for less, without compromising on style.
  • 4GB RAM, 64GB ROM (expandable with memory extension 4GB)
  • 5000mAh Battery
  • 13MP Rear, 5MP Front
  • Android 14TM Go
  • Hybrid Dual SIM
  • 6.56” screen display
  • Fingerprint sensor

Samsung A07

An affordable smartphone featuring a sleek design, large display, long-lasting battery, and reliable camera performance for everyday use.
  • 4GB RAM, 128GB ROM
  • 5000mAh Battery
  • 50MP Camera
  • Android 15TM
  • 6.7” screen display
  • Fingerprint and Face ID

Samsung A06

Embracing the essentials with a large display to expand your view.
  • 128GB, expandable SD card
  • 4GB RAM​
  • 5000 mAh battery​
  • 50MP main, 8MP front camera
  • Android 14TM
  • Dual Sim
  • 6.7" screen display
  • Fingerprint sensor

Samsung A26

Step up your everyday with a smooth display, sharper cameras, and dependable performance.
  • 4GB RAM, 128GB ROM
  • 5000mAh Battery
  • 50MP + 2MP depth + 8MP Ultrawide
  • 13MP selfie Camera
  • Android 15TM
  • 6.7” screen display
  • Fingerprint and Face ID

Samsung A16

The 6.7-inch screen provides you with more room for fun. Immerse yourself in your favourite content with the vibrant colours.
  • 128GB, expandable SD card
  • 4GB RAM​
  • 5000 mAh battery​
  • 50MP main, 13MP front camera
  • Android 14TM
  • Dual Sim
  • 6.7" screen display
  • Fingerprint sensor

Samsung A17

A smart everyday choice featuring a vivid AMOLED display, capable triple camera, and reliable battery life for whatever the day brings.
  • 4GB RAM​, 128GB ROM
  • 5000 mAh battery​
  • 50MP + 2MP depth + 5MP Ultrawide
  • 13MP front camera
  • Android 15TM
  • 6.7" screen display
  • Fingerprint & Face ID

M-KOPA M10

Experience a sleek design, all-day battery life, and seamless performance—all at an affordable price. The M10 gives you more for less, without compromising on style.
  • 4GB RAM, 64GB ROM (expandable with memory extension 4GB)
  • 5000mAh Battery
  • 13MP Rear, 5MP Front
  • Android 14TM Go
  • Hybrid Dual SIM
  • 6.56” screen display
  • Fingerprint sensor

Samsung A07

An affordable smartphone featuring a sleek design, large display, long-lasting battery, and reliable camera performance for everyday use.
  • 4GB RAM, 128GB ROM
  • 5000mAh Battery
  • 50MP Camera
  • Android 15TM
  • 6.7” screen display
  • Fingerprint and Face ID

Samsung A06

Embracing the essentials with a large display to expand your view.
  • 128GB, expandable SD card
  • 4GB RAM​
  • 5000 mAh battery​
  • 50MP main, 8MP front camera
  • Android 14TM
  • Dual Sim
  • 6.7" screen display
  • Fingerprint sensor

Samsung A26

Step up your everyday with a smooth display, sharper cameras, and dependable performance.
  • 4GB RAM, 128GB ROM
  • 5000mAh Battery
  • 50MP + 2MP depth + 8MP Ultrawide
  • 13MP selfie Camera
  • Android 15TM
  • 6.7” screen display
  • Fingerprint and Face ID

Samsung A16

The 6.7-inch screen provides you with more room for fun. Immerse yourself in your favourite content with the vibrant colours.
  • 128GB, expandable SD card
  • 4GB RAM​
  • 5000 mAh battery​
  • 50MP main, 13MP front camera
  • Android 14TM
  • Dual Sim
  • 6.7" screen display
  • Fingerprint sensor

Samsung A17

A smart everyday choice featuring a vivid AMOLED display, capable triple camera, and reliable battery life for whatever the day brings.
  • 4GB RAM​, 128GB ROM
  • 5000 mAh battery​
  • 50MP + 2MP depth + 5MP Ultrawide
  • 13MP front camera
  • Android 15TM
  • 6.7" screen display
  • Fingerprint & Face ID

M-KOPA M10

Experience a sleek design, all-day battery life, and seamless performance—all at an affordable price. The M10 gives you more for less, without compromising on style.
  • 4GB RAM, 64GB ROM (expandable with memory extension 4GB)
  • 5000mAh Battery
  • 13MP Rear, 5MP Front
  • Android 14TM Go
  • Hybrid Dual SIM
  • 6.56” screen display
  • Fingerprint sensor

Samsung A07

An affordable smartphone featuring a sleek design, large display, long-lasting battery, and reliable camera performance for everyday use.
  • 4GB RAM, 128GB ROM
  • 5000mAh Battery
  • 50MP Camera
  • Android 15TM
  • 6.7” screen display
  • Fingerprint and Face ID

Samsung A06

Embracing the essentials with a large display to expand your view.
  • 64GB, expandable SD card
  • 4GB RAM​
  • 5000 mAh battery​
  • 50MP main, 8MP front camera
  • Android 14TM
  • Dual Sim
  • 6.7" screen display
  • Fingerprint sensor

Samsung A26

Step up your everyday with a smooth display, sharper cameras, and dependable performance.
  • 4GB RAM, 128GB ROM
  • 5000mAh Battery
  • 50MP + 2MP depth + 8MP Ultrawide
  • 13MP selfie Camera
  • Android 15TM
  • 6.7” screen display
  • Fingerprint and Face ID

Samsung A16

The 6.7-inch screen provides you with more room for fun. Immerse yourself in your favourite content with the vibrant colours.
  • 128GB, expandable SD card
  • 4GB RAM​
  • 5000 mAh battery​
  • 50MP main, 13MP front camera
  • Android 14TM
  • Dual Sim
  • 6.7" screen display
  • Fingerprint sensor

Samsung A17

A smart everyday choice featuring a vivid AMOLED display, capable triple camera, and reliable battery life for whatever the day brings.
  • 4GB RAM​, 128GB ROM
  • 5000 mAh battery​
  • 50MP + 2MP depth + 5MP Ultrawide
  • 13MP front camera
  • Android 15TM
  • 6.7" screen display
  • Fingerprint & Face ID

Value Added Services

Coming Soon!

Get a phone with added benefits

More reasons to go
with M-KOPA

Do more with your M-KOPA smartphone, the smart choice that gives you more than just a phone.

Hospital Cover

With your smartphone, get up to 10 hospital night visits – for 4 months & 6 months loans.

Device Protection

Stay connected and do more with one-time broken screen repair in loan period.

Affordable Data

Stay online when you need to. Do more with affordable data bundles.

Terms & Conditions apply.

Affordable Data

Stay online when you need to. Do more with affordable data bundles.

Device Protection

Stay connected and do more with device protection when you need it.

Terms & Conditions apply.

Digital Loans

Pay well, Pay everyday to unlock access to digital loans after three months.

Health Cover

Get hospital cover with your smartphone.

Affordable Data

Stay online when you need to. Do more with affordable data bundles.

Terms & Conditions apply.

Digital Loans

Pay well, Pay everyday to unlock access to digital loans after three months.

Health Cover

Get hospital cover with your smartphone.

Device Protection

Stay connected and do more with device protection when you need it.

Affordable Data

Stay online when you need to. Do more with affordable data bundles.

Terms & Conditions apply.

How M-KOPA Works

Join M-KOPA to do more, be more, and live more. Connect to digital in four easy steps.

01

Instant Access

Make a deposit and instantly take home the latest smartphone.
02

Pay Easy

Make easy daily, weekly or monthly payments.
03

Own Easy

Own your smartphone and build a credit history with M-KOPA.
04

Upgrade

Unlock access to a wider range of M-KOPA products and services.

Sim Secure Policy

Your M-KOPA smartphone is secured with a SIM secure feature. This means:

The phone is designed to work exclusively with your registered SIM card.

If a different SIM card is inserted, the phone will automatically lock.

If the phone is lost or stolen, unauthorized use of another SIM card will trigger a lock.

Your registered SIM card must always remain in the device for it to function properly.

For any SIM card or phone number changes, visit your nearest M-KOPA shop with your identification document for support.

Safe & trusted payment options

Pay your first deposit

  1. The sales agent will generate a unique 10-digit account number for the customer to set up their M-KOPA wallet. Once set up, the customer makes their first payment to activate the device.
  2. If the wallet setup fails, the customer can pay via  Quickteller or Paystack using the 10-digit number.

M-KOPA in-app payment

Initiate effortless in-app payment by:

  1. Signing into the M-KOPA app.
  2. Tapping the 'Make Payment' button and following the prompts.

M-KOPA stores and agents do not accept cash and you should never ask for payment outside of the approved payment channels.
My M-KOPA phone has not only transformed my business but also my life. It has provided me with the tools I need to succeed, enabling me to provide better for my family.
Rachel
,
Business woman
My M-KOPA phone has not only transformed my business but also my life. It has provided me with the tools I need to succeed, enabling me to provide better for my family.
Rachel
,
Business woman
With my M-KOPA smartphone, promoting my business on social media has been easier. It’s helped me connect with more customers and expand my business faster.
Rukayat
,
Business woman
With my M-KOPA smartphone, promoting my business on social media has been easier. It’s helped me connect with more customers and expand my business faster.
Rukayat
,
Business woman

Find a store near you

Visit an M-KOPA store near you to get connected to a sales agent.

Follow us on social media
Follow us on social media

Call us

+234 708 063 8500 (Airtel)
+234 903 981 8200 (MTN)
Standard network caller rates apply

Our office Address

NUPENG Tower, 9, Jibowu Street, Yaba, Lagos State.