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Own Now Now!
Pay Small Small.
Own Now Now!
Pay Small Small.
Get a smartphone with affordable daily payment plans.
Own Now Now!
Pay Small Small.
Own Now Now!
Pay Small Small.
Get a smartphone with affordable daily payment plans.
Smartphones
Upgrade your phone
Get a phone that allows you to pay based on how you make your money—daily, weekly or monthly.
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M-KOPA X4e
A faster, safer smartphone that keeps you connected and helps you get more done every day.
- 13MP rear camera, 5MP front camera
- 4GB RAM + 4GB VRAM, 64GB internal storage
- 5000mAh battery with 10W charging
- 6.75-inch V-Notch HD+ display with 90Hz refresh rate
- Android 16
- Side fingerprint sensor and Face Unlock
- 4G, dual Nano SIM and separate microSD slot (up to 128GB)
- Splash and dust resistant
M-KOPA X4
Faster performance for everyday life, with a 50MP camera, smooth 90Hz display and all-day power.
- 50MP rear camera, 8MP front camera
- 4GB RAM + 4GB virtual RAM, 128GB internal storage
- 5000mAh battery with 18W fast charging
- 6.75″ HD+ display with 90Hz refresh rate
- Android 16 and octa-core processor
- Side fingerprint sensor and Face Unlock
- 4G, dual Nano SIM and separate microSD slot (up to 128GB)
- IP52 water and dust resistance
M-KOPA X30
Powered by AI, built for creators. The smartphone that upgrades every part of your life with advanced camera features and intelligent technology.
- 6GB RAM, 256GB ROM (memory extension up to 10GB)
- 5000mAh Li-Po Battery
- 50MP OIS + 8MP Ultra-Wide Rear, 50MP Front (with AI features)
- Android 15TM (with AI enhancements)
- 6.72” FD screen display
- Side fingerprint sensor
M-KOPA X4e
A faster, safer smartphone that keeps you connected and helps you get more done every day.
- 13MP rear camera, 5MP front camera
- 4GB RAM + 4GB VRAM, 64GB internal storage
- 5000mAh battery with 10W charging
- 6.75-inch V-Notch HD+ display with 90Hz refresh rate
- Android 16
- Side fingerprint sensor and Face Unlock
- 4G, dual Nano SIM and separate microSD slot (up to 128GB)
- Splash and dust resistant
M-KOPA X4
Faster performance for everyday life, with a 50MP camera, smooth 90Hz display and all-day power.
- 50MP rear camera, 8MP front camera
- 4GB RAM + 4GB virtual RAM, 128GB internal storage
- 5000mAh battery with 18W fast charging
- 6.75″ HD+ display with 90Hz refresh rate
- Android 16 and octa-core processor
- Side fingerprint sensor and Face Unlock
- 4G, dual Nano SIM and separate microSD slot (up to 128GB)
- IP52 water and dust resistance
M-KOPA X30
Powered by AI, built for creators. The smartphone that upgrades every part of your life with advanced camera features and intelligent technology.
- 6GB RAM, 256GB ROM (memory extension up to 10GB)
- 5000mAh Li-Po Battery
- 50MP OIS + 8MP Ultra-Wide Rear, 50MP Front (with AI features)
- Android 15TM (with AI enhancements)
- 6.72” FD screen display
- Side fingerprint sensor
M-KOPA X4e
A faster, safer smartphone that keeps you connected and helps you get more done every day.
- 13MP rear camera, 5MP front camera
- 4GB RAM + 4GB VRAM, 64GB internal storage
- 5000mAh battery with 10W charging
- 6.75-inch V-Notch HD+ display with 90Hz refresh rate
- Android 16
- Side fingerprint sensor and Face Unlock
- 4G, dual Nano SIM and separate microSD slot (up to 128GB)
- Splash and dust resistant
M-KOPA X4
Faster performance for everyday life, with a 50MP camera, smooth 90Hz display and all-day power.
- 50MP rear camera, 8MP front camera
- 4GB RAM + 4GB virtual RAM, 128GB internal storage
- 5000mAh battery with 18W fast charging
- 6.75″ HD+ display with 90Hz refresh rate
- Android 16 and octa-core processor
- Side fingerprint sensor and Face Unlock
- 4G, dual Nano SIM and separate microSD slot (up to 128GB)
- IP52 water and dust resistance
M-KOPA X30
Powered by AI, built for creators. The smartphone that upgrades every part of your life with advanced camera features and intelligent technology.
- 6GB RAM, 256GB ROM (memory extension up to 10GB)
- 5000mAh Li-Po Battery
- 50MP OIS + 8MP Ultra-Wide Rear, 50MP Front (with AI features)
- Android 15TM (with AI enhancements)
- 6.72” FD screen display
- Side fingerprint sensor
M-KOPA X4e
A faster, safer smartphone that keeps you connected and helps you get more done every day.
- 13MP rear camera, 5MP front camera
- 4GB RAM + 4GB VRAM, 64GB internal storage
- 5000mAh battery with 10W charging
- 6.75-inch V-Notch HD+ display with 90Hz refresh rate
- Android 16
- Side fingerprint sensor and Face Unlock
- 4G, dual Nano SIM and separate microSD slot (up to 128GB)
- Splash and dust resistant
M-KOPA X4
Faster performance for everyday life, with a 50MP camera, smooth 90Hz display and all-day power.
- 50MP rear camera, 8MP front camera
- 4GB RAM + 4GB virtual RAM, 128GB internal storage
- 5000mAh battery with 18W fast charging
- 6.75″ HD+ display with 90Hz refresh rate
- Android 16 and octa-core processor
- Side fingerprint sensor and Face Unlock
- 4G, dual Nano SIM and separate microSD slot (up to 128GB)
- IP52 water and dust resistance
M-KOPA X30
Powered by AI, built for creators. The smartphone that upgrades every part of your life with advanced camera features and intelligent technology.
- 6GB RAM, 256GB ROM (memory extension up to 10GB)
- 5000mAh Li-Po Battery
- 50MP OIS + 8MP Ultra-Wide Rear, 50MP Front (with AI features)
- Android 15TM (with AI enhancements)
- 6.72” FD screen display
- Side fingerprint sensor
M-KOPA X4e
A faster, safer smartphone that keeps you connected and helps you get more done every day.
- 13MP rear camera, 5MP front camera
- 4GB RAM + 4GB VRAM, 64GB internal storage
- 5000mAh battery with 10W charging
- 6.75-inch V-Notch HD+ display with 90Hz refresh rate
- Android 16
- Side fingerprint sensor and Face Unlock
- 4G, dual Nano SIM and separate microSD slot (up to 128GB)
- Splash and dust resistant
M-KOPA X4
Faster performance for everyday life, with a 50MP camera, smooth 90Hz display and all-day power.
- 50MP rear camera, 8MP front camera
- 4GB RAM + 4GB virtual RAM, 128GB internal storage
- 5000mAh battery with 18W fast charging
- 6.75″ HD+ display with 90Hz refresh rate
- Android 16 and octa-core processor
- Side fingerprint sensor and Face Unlock
- 4G, dual Nano SIM and separate microSD slot (up to 128GB)
- IP52 water and dust resistance
M-KOPA X30
Powered by AI, built for creators. The smartphone that upgrades every part of your life with advanced camera features and intelligent technology.
- 6GB RAM, 256GB ROM (memory extension up to 10GB)
- 5000mAh Li-Po Battery
- 50MP OIS + 8MP Ultra-Wide Rear, 50MP Front (with AI features)
- Android 15TM (with AI enhancements)
- 6.72” FD screen display
- Side fingerprint sensor
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Value Added Services
Get a phone with added benefits
More reasons to go
with M-KOPA
Do more with your M-KOPA smartphone, the smart choice that gives you more than just a phone.
Affordable Data
Stay online when you need to. Do more with affordable data bundles.
Terms & Conditions apply.
Digital Loans
Pay well, Pay everyday to unlock access to digital loans after three months.
Health Cover
Get hospital cover with your smartphone.
Affordable Data
Stay online when you need to. Do more with affordable data bundles.
Terms & Conditions apply.
Access to Cash Loans
Pay on time to unlock this benefit.
Device Protection
Broken Screen Repair
Terms & Conditions apply.
How M-KOPA Works
Join M-KOPA to do more, be more, and live more. Connect to digital in four easy steps.
01
Instant Access
Make a deposit and instantly take home the latest smartphone.
02
Pay Easy
Make easy daily, weekly or monthly payments.
03
Own Easy
Own your smartphone and build a credit history with M-KOPA.
04
Upgrade
Unlock access to a wider range of M-KOPA products and services.
Sim Secure Policy
Your M-KOPA smartphone is secured with a SIM secure feature. This means:
The phone is designed to work exclusively with your registered SIM card.
If a different SIM card is inserted, the phone will automatically lock.
If the phone is lost or stolen, unauthorized use of another SIM card will trigger a lock.
Your registered SIM card must always remain in the device for it to function properly.
For any SIM card or phone number changes, visit your nearest M-KOPA shop with your identification document for support.
Safe & trusted payment options
Pay your first deposit
- The sales agent will generate a unique 10-digit account number for the customer to set up their M-KOPA wallet. Once set up, the customer makes their first payment to activate the device.
- If the wallet setup fails, the customer can pay via Quickteller or Paystack using the 10-digit number.
M-KOPA in-app payment
Initiate effortless in-app payment by:
- Signing into the M-KOPA app.
- Tapping the 'Make Payment' button and following the prompts.
M-KOPA stores and agents do not accept cash and you should never ask for payment outside of the approved payment channels.
Find a store near you
Visit an M-KOPA store near you to get connected to a sales agent.
Chat with us
Share your feedbackFollow us on social media
Follow us on social media
Call us
+234 708 063 8500 (Airtel)
+234 903 981 8200 (MTN)
Standard network caller rates apply
Our office Address
NUPENG Tower, 9, Jibowu Street, Yaba, Lagos State.
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