Own Now Now!

Pay Small Small.

Get a smartphone with affordable daily payment plans.

Get am now

Own Now Now!

Pay Small Small.

Get a smartphone with affordable daily payment plans.

Get am now

Own Now Now!

Pay Small Small.

Get a smartphone with affordable daily payment plans.
Get Am Now

Own Now Now!

Pay Small Small.

Get a smartphone with affordable daily payment plans.
Get Am Now

Unlock Big Digital Loans. Priced For you.

Access to better priced digital cash loans after 3 months of on-time payments
Apply Now

Unlock Big Digital Loans. Priced For you.

Access to better priced digital cash loans after 3 months of on-time payments
Apply Now

Smartphones

Get a new smartphone

Get your mobile phone from  M-KOPA and unlock access to bigger cash loans, data, hospital cover and device protection.

Get a smartphone

Upgrade your phone

To a smartphone that gives you access to digital loans, health cover, device protection and data.

Apply now

Samsung A05

Enjoy your favorite games, movies and content with the vast, 6.7-inch HD+ display.
  • 4GB RAM, 64GB Storage
  • 5000 mAh Battery
  • 50MP Camera
  • AndroidTM 13 Operating System
  • Dual SIM
  • 6.7" Screen display
DetailsComing Soon!DetailsDetails

Samsung A05s

The A05s is equipped with the performance capacity for seamless gaming, viewing, and sharing on social media.
  • 4GB RAM, 64GB Storage
  • 5000 mAh Battery
  • 50MP Main Camera, 13MP Front Camera
  • AndroidTM 12 upgradable to 13
  • 6.7" Screen display

‍

DetailsComing Soon!DetailsDetails

M-KOPA X20

It’s more than a phone. Unlock benefits like data, cash loans, health insurance and more.
  • 5000 mAh battery
  • USB type-C charging &20W Fast charging
  • 50MP camera - front and back
  • 6.5" HD+ 20:9
  • 90Hz refresh rate
  • AndroidTM 14
  • 6GB RAM 256GB Storage
DetailsComing Soon!DetailsDetails

M-KOPA X2

Unlock unbeatable value, cash loan benefits, data, health insurance and more.
  • 13MP Rear Camera, 8MP Front Camera
  • 4GB RAM, 128GB Storage
  • 5000 mAh Battery
  • 6.6" Screen
  • AndroidTM 14
  • Dual SIM
DetailsComing Soon!DetailsDetails
Get your phone

Bundled services

Coming Soon!

Get a phone with added benefits

More reasons to go
with M-KOPA

Do more with your M-KOPA smartphone, the smart choice that gives you more than just a phone.

Chat with us

Digital Loans

Pay well, Pay everyday to unlock access to digital loans after three months. T&Cs apply.

Health Cover

Get hospital cover with your smartphone.

Device Protection

Stay connected and do more with device insurance when you need it.

Affordable Data

Stay online when you need to. Do more with affordable data bundles.

How M-KOPA Works

Join M-KOPA to do more, be more, and live more. Connect to digital in four easy steps.

01

Instant Access

Make a deposit and instantly take home the latest smartphone.
02

Pay Easy

Make easy daily, weekly or monthly payments.
03

Own Easy

Own your smartphone and build a credit history with M-KOPA.
04

Upgrade

Unlock access to a wider range of M-KOPA products and services.

Safe & trusted payment options

Pay your first deposit

  1. The sales agent will generate a unique 10-digit account number for the customer to set up their M-KOPA wallet. Once set up, the customer makes their first payment to activate the device.
  2. If the wallet setup fails, the customer can pay via  Quickteller or Paystack using the 10-digit number.

M-KOPA in-app payment

Initiate effortless in-app payment by:

  1. Signing into the M-KOPA app.
  2. Tapping the 'Make Payment' button and following the prompts.

‍

M-KOPA stores and agents do not accept cash and you should never ask for payment outside of the approved payment channels.
My M-KOPA phone has not only transformed my business but also my life. It has provided me with the tools I need to succeed, enabling me to provide better for my family.
Rachel
,
Business woman
My M-KOPA phone has not only transformed my business but also my life. It has provided me with the tools I need to succeed, enabling me to provide better for my family.
Rachel
,
Business woman
With my M-KOPA smartphone, promoting my business on social media has been easier. It’s helped me connect with more customers and expand my business faster.
Rukayat
,
Business woman
With my M-KOPA smartphone, promoting my business on social media has been easier. It’s helped me connect with more customers and expand my business faster.
Rukayat
,
Business woman

Find a store near you

Visit an M-KOPA store near you to get connected to a sales agent.

Chat with us

Share your feedback
Follow us on social media
Follow us on social media
Chat with us

Call us

+234 708 063 8500 (Airtel)
+234 903 981 8200 (MTN)
Standard network caller rates apply

Our office Address

The Bulb, 39, Ikorodu Road, Jibowu, Yaba, Lagos.

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All other marks contained herein are the property of their respective owners.

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