Gye no easy,

tua no simple!

Get a smartphone from M-KOPA today and make easy daily or weekly payments.

Get your smartphone

Gye no easy,

tua no simple!

Get a smartphone from M-KOPA today and make easy daily or weekly payments.

Get your smartphone
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Smartphones

Get a new smartphone

Get your mobile phone from  M-KOPA and unlock access to bigger cash loans, data, hospital cover and device protection.

Get a smartphone

Upgrade your phone

To a smartphone that gives you access to digital loans, health cover, device protection and data.

Apply now

Samsung A25

The A25 sheds highlights its design essence with its clean camera layout, sleek profile, and haze finish.
  • 128 Storage
  • 6GB RAM
  • 5000 mAh Battery
  • 50MP Main Camera, 13MP Front Camera
  • AndroidTM 14
  • Side-mounted Fingerprint Sensor
  • 6.5″ Screen

Samsung A15

Enjoy ample storage for all your files and memories.
  • 4GB RAM, 128GB Storage
  • 5,000mAh Battery
  • 50MP Main Camera, 13MP Front Camera
  • AndroidTM 14
  • Dual SIM
  • 6.5″ Screen

Samsung A05

Enjoy your favorite games, movies and content with the vast, 6.7-inch HD+ display.
  • 4GB RAM, 64GB Storage
  • 5000 mAh Battery
  • 50MP Camera
  • AndroidTM 13 Operating System
  • Dual SIM
  • 6.7" Screen display

Samsung A05s

The A05s is equipped with the performance capacity for seamless gaming, viewing, and sharing on social media.
  • 4GB RAM, 64GB Storage
  • 5000 mAh Battery
  • 50MP Main Camera, 13MP Front Camera
  • AndroidTM 12 upgradable to 13
  • 6.7" Screen display

M-KOPA X2

Unlock unbeatable value, cash loan benefits, data, health insurance and more.
  • 13MP Rear Camera, 8MP Front Camera
  • 4GB RAM, 128GB Storage
  • 5000 mAh Battery
  • 6.6" Screen
  • AndroidTM 14
  • Dual SIM

M-KOPA X20

It’s more than a phone. Unlock benefits like data, cash loans, health insurance and more.
  • 5000 mAh battery
  • USB type-C charging &20W Fast charging
  • 50MP camera - front and back
  • 6.5" HD+ 20:9
  • 90Hz refresh rate
  • AndroidTM 14
  • 6GB RAM 256GB Storage

Bundled services

Coming Soon!

Get a phone with added benefits

More reasons to go
with M-KOPA

Do more with your M-KOPA smartphone, the smart choice that gives you more than just a phone.

Digital Loans

Pay well, Pay everyday to unlock access to digital loans after three months. T&Cs apply.

Health Cover

Get hospital cover with your smartphone.

Device Protection

Stay connected and do more with device insurance when you need it.

Affordable Data

Stay online when you need to. Do more with affordable data bundles.

How M-KOPA Works

Join M-KOPA to do more, be more, and live more. Connect to digital in four easy steps.

01

Instant Access

Make a deposit and instantly take home the latest smartphone.
02

Pay Easy

Make easy daily, weekly or monthly payments.
03

Own Easy

Own your smartphone and build a credit history with M-KOPA.
04

Upgrade

Unlock access to a wider range of M-KOPA products and services.

Safe & trusted payment options

Pay using Mobile Money

Get a New Smartphone with Affordable Daily Payments Today! Pay daily via *718*287# using your mobile money registered number. Simply enter your M-KOPA account number (your phone number without the initial zero) and start owning your dream smartphone.


M-KOPA in-app payment

Initiate effortless in-app payment by:Signing into the M-KOPA app.Tapping the 'Make Payment' button and following the prompts.

M-KOPA stores and agents do not accept cash and you should never ask for payment outside of the approved payment channels.
“M-KOPA allowed me to purchase a phone that has greatly improved how I run my food business. The payment plans were manageable, making it easier for me to focus on serving my customers.”
Sadia
,
3 Millionth Customer
“M-KOPA allowed me to purchase a phone that has greatly improved how I run my food business. The payment plans were manageable, making it easier for me to focus on serving my customers.”
Sadia
,
3 Millionth Customer
The M-KOPA phone has transformed my business. Before, I struggled with my old phone, but now, with the Samsung Galaxy A13, my clients can see my work online, boosting my weekly income from GHC 1,000 to GHC 3,000.
Abbey
,
Fashion Designer
The M-KOPA phone has transformed my business. Before, I struggled with my old phone, but now, with the Samsung Galaxy A13, my clients can see my work online, boosting my weekly income from GHC 1,000 to GHC 3,000.
Abbey
,
Fashion Designer
The professionalism and friendliness of the M-KOPA agent made the process feel like dealing with family. Now, I livestream church services and connect with a wider audience on Facebook and TikTok.
Emmanuel
,
Pastor & Baker
The professionalism and friendliness of the M-KOPA agent made the process feel like dealing with family. Now, I livestream church services and connect with a wider audience on Facebook and TikTok.
Emmanuel
,
Pastor & Baker

Find a store near you

Visit an M-KOPA store near you to get connected to a sales agent.

Follow us on social media
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Call us

+233 596 921 333
Standard network caller rates apply

Our office Address

M-KOPA Ghana Ltd, off Nii Martey Tsuru St, Accra