Gye no easy,
tua no simple!

Get a smartphone from M-KOPA today and make easy daily or weekly payments.

Get your smartphone

Gye no easy,
tua no simple!

Get a smartphone from M-KOPA today and make easy daily or weekly payments.

Get your smartphone

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Smartphones

Get a new smartphone

Get your mobile phone from M-KOPA and unlock access to bigger cash loans, data, hospital cover and device protection.

Get a smartphone

Upgrade your phone

To a smartphone that gives you access to digital loans, health cover, device protection and data.

M-KOPA X2

Unlock unbeatable value, cash loan benefits, data, health insurance and more.

13MP Rear Camera, 8MP Front Camera
4GB RAM, 64/128GB Storage
5000 mAh Battery
6.56" Screen
Android^TM 14
Dual SIM

Details Coming Soon!Details

M-KOPA X20

It’s more than a phone. Unlock benefits like data, cash loans, health insurance and more.

5000 mAh battery
USB type-C charging &20W Fast charging
50MP camera - front and back
6.56" HD+ 20:9
90Hz refresh rate
Android^TM 14
6GB RAM 256GB Storage

Details Coming Soon!Details

Samsung A25

The A25 sheds highlights its design essence with its clean camera layout, sleek profile, and haze finish.

128 Storage
6GB RAM
5000 mAh Battery
50MP Main Camera, 13MP Front Camera
Android^TM 14
Side-mounted Fingerprint Sensor
6.5″ screen display

Details Coming Soon!Details

SAMSUNG A06

Embracing the essentials with a large display to expand your view.

128 GB, expandable SD card
4 GB RAM
5000 mAh battery
50 MP main, 8 MP front camera
Android 14^TM
Dual Sim
6.7" screen display
Fingerprint sensor

Details Coming Soon!Details

M-KOPA S34

Step into the future of connectivity with a device that’s more than just a phone—it's your gateway to the digital world.

4GB RAM, 64GB ROM
5000mAh Battery
13MP + 0.3MP Rear, 8MP Front
Android 14^TM
Dual SIM
6.56” screen display

Details Coming Soon!Details

M-KOPA X2

Unlock unbeatable value, cash loan benefits, data, health insurance and more.

13MP Rear Camera, 8MP Front Camera
4GB RAM, 64/128GB Storage
5000 mAh Battery
6.56" Screen
Android^TM 14
Dual SIM

Details Coming Soon!Details

M-KOPA X20

It’s more than a phone. Unlock benefits like data, cash loans, health insurance and more.

5000 mAh battery
USB type-C charging &20W Fast charging
50MP camera - front and back
6.56" HD+ 20:9
90Hz refresh rate
Android^TM 14
6GB RAM 256GB Storage

Details Coming Soon!Details

Samsung A25

The A25 sheds highlights its design essence with its clean camera layout, sleek profile, and haze finish.

128 Storage
6GB RAM
5000 mAh Battery
50MP Main Camera, 13MP Front Camera
Android^TM 14
Side-mounted Fingerprint Sensor
6.5″ screen display

Details Coming Soon!Details

SAMSUNG A06

Embracing the essentials with a large display to expand your view.

128 GB, expandable SD card
4 GB RAM
5000 mAh battery
50 MP main, 8 MP front camera
Android 14^TM
Dual Sim
6.7" screen display
Fingerprint sensor

Details Coming Soon!Details

M-KOPA S34

Step into the future of connectivity with a device that’s more than just a phone—it's your gateway to the digital world.

4GB RAM, 64GB ROM
5000mAh Battery
13MP + 0.3MP Rear, 8MP Front
Android 14^TM
Dual SIM
6.56” screen display

Details Coming Soon!Details

Value Added Services

Get a phone with added benefits

More reasons to go
with M-KOPA

Do more with your M-KOPA smartphone, the smart choice that gives you more than just a phone.

Hospital Cover

With your smartphone, get up to 10 hospital night visits – for 4 months & 6 months loans.

Device Protection

Stay connected and do more with one-time broken screen repair in loan period.

Affordable Data

Stay online when you need to. Do more with affordable data bundles.

Terms & Conditions apply.

Affordable Data

Stay online when you need to. Do more with affordable data bundles.

Device Protection

Stay connected and do more with device protection when you need it.

Terms & Conditions apply.

Digital Loans

Pay well, Pay everyday to unlock access to digital loans after three months.

Health Cover

Get hospital cover with your smartphone.

Affordable Data

Stay online when you need to. Do more with affordable data bundles.

Terms & Conditions apply.

Digital Loans

Pay well, Pay everyday to unlock access to digital loans after three months.

Health Cover

Get hospital cover with your smartphone.

Device Protection

Stay connected and do more with device protection when you need it.

Affordable Data

Stay online when you need to. Do more with affordable data bundles.

Terms & Conditions apply.

How M-KOPA Works

Join M-KOPA to do more, be more, and live more. Connect to digital in four easy steps.

01

Instant Access

Make a deposit and instantly take home the latest smartphone.

02

Pay Easy

Make easy daily, weekly or monthly payments.

03

Own Easy

Own your smartphone and build a credit history with M-KOPA.

04

Upgrade

Unlock access to a wider range of M-KOPA products and services.

Safe & trusted payment options

Pay using Mobile Money

Get a New Smartphone with Affordable Daily Payments Today! Pay daily via *718*287# using your mobile money registered number. Simply enter your M-KOPA account number (your phone number without the initial zero) and start owning your dream smartphone.  

M-KOPA in-app payment

Initiate effortless in-app payment by:Signing into the M-KOPA app.Tapping the 'Make Payment' button and following the prompts.

M-KOPA stores and agents do not accept cash and you should never ask for payment outside of the approved payment channels.

“M-KOPA allowed me to purchase a phone that has greatly improved how I run my food business. The payment plans were manageable, making it easier for me to focus on serving my customers.”

Sadia

,

3 Millionth Customer

“M-KOPA allowed me to purchase a phone that has greatly improved how I run my food business. The payment plans were manageable, making it easier for me to focus on serving my customers.”

Sadia

,

3 Millionth Customer

The M-KOPA phone has transformed my business. Before, I struggled with my old phone, but now, with the Samsung Galaxy A13, my clients can see my work online, boosting my weekly income from GHC 1,000 to GHC 3,000.

Abbey

,

Fashion Designer

The M-KOPA phone has transformed my business. Before, I struggled with my old phone, but now, with the Samsung Galaxy A13, my clients can see my work online, boosting my weekly income from GHC 1,000 to GHC 3,000.

Abbey

,

Fashion Designer

The professionalism and friendliness of the M-KOPA agent made the process feel like dealing with family. Now, I livestream church services and connect with a wider audience on Facebook and TikTok.

Emmanuel

,

Pastor & Baker

The professionalism and friendliness of the M-KOPA agent made the process feel like dealing with family. Now, I livestream church services and connect with a wider audience on Facebook and TikTok.

Emmanuel

,

Pastor & Baker

Find a store near you

Visit an M-KOPA store near you to get connected to a sales agent.

Chat with us

Share your feedback

Follow us on social media

Call us

+233 596 921 333

Standard network caller rates apply

Our office Address

M-KOPA Ghana Ltd, off Nii Martey Tsuru St, Accra

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Copyright © 2025 M-KOPA All rights reserved.

Product

Smartphones Digital loans Device Protection Health Insurance Affordable Data Mobility

Company

M-KOPA, the M-KOPA logo and all other M-KOPA marks contained herein of are trademarks of M-KOPA Holdings Limited and affiliated companies.
All other marks contained herein are the property of their respective owners.

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