Gye no easy,

tua no simple!

Get a smartphone from M-KOPA today and make easy daily or weekly payments.

Get your smartphone

Gye no easy,

tua no simple!

Get a smartphone from M-KOPA today and make easy daily or weekly payments.

Get your smartphone

Smartphones

Get a new smartphone

Get your mobile phone from  M-KOPA and unlock access to bigger cash loans, data, hospital cover and device protection.

Get a smartphone

Upgrade your phone

To a smartphone that gives you access to digital loans, health cover, device protection and data.

Apply now

M-KOPA X2

Unlock unbeatable value, cash loan benefits, data, health insurance and more.
  • 13MP Rear Camera, 8MP Front Camera
  • 4GB RAM, 64/128GB Storage
  • 5000 mAh Battery
  • 6.56" Screen
  • AndroidTM 14
  • Dual SIM

M-KOPA X20

It’s more than a phone. Unlock benefits like data, cash loans, health insurance and more.
  • 5000 mAh battery
  • USB type-C charging &20W Fast charging
  • 50MP camera - front and back
  • 6.56" HD+ 20:9
  • 90Hz refresh rate
  • AndroidTM 14
  • 6GB RAM 256GB Storage

M-KOPA M10

Experience a sleek design, all-day battery life, and seamless performance—all at an affordable price. The M10 gives you more for less, without compromising on style.
  • 4GB RAM, 64GB ROM (expandable with memory extension 4GB)
  • 5000mAh Battery
  • 13MP Rear, 5MP Front
  • Android 14TM Go
  • Hybrid Dual SIM
  • 6.56” screen display
  • Fingerprint sensor

Samsung A25

The A25 sheds highlights its design essence with its clean camera layout, sleek profile, and haze finish.
  • 128GB Storage
  • 6GB RAM
  • 5000 mAh Battery
  • 50MP Main Camera, 13MP Front Camera
  • AndroidTM 14
  • Side-mounted Fingerprint Sensor
  • 6.5″ screen display

SAMSUNG A06

Embracing the essentials with a large display to expand your view.
  • 128GB, expandable SD card
  • 4GB RAM​
  • 5000 mAh battery​
  • 50MP main, 8MP front camera
  • Android 14TM
  • Dual Sim
  • 6.7" screen display
  • Fingerprint sensor

SAMSUNG A16

The 6.7-inch screen provides you with more room for fun. Immerse yourself in your favourite content with the vibrant colours.
  • 128GB, expandable SD card
  • 4GB RAM​
  • 5000 mAh battery​
  • 50MP main, 13MP front camera
  • Android 14TM
  • Dual Sim
  • 6.7" screen display
  • Fingerprint sensor

M-KOPA X2

Unlock unbeatable value, cash loan benefits, data, health insurance and more.
  • 13MP Rear Camera, 8MP Front Camera
  • 4GB RAM, 64/128GB Storage
  • 5000 mAh Battery
  • 6.56" Screen
  • AndroidTM 14
  • Dual SIM

M-KOPA X20

It’s more than a phone. Unlock benefits like data, cash loans, health insurance and more.
  • 5000 mAh battery
  • USB type-C charging &20W Fast charging
  • 50MP camera - front and back
  • 6.56" HD+ 20:9
  • 90Hz refresh rate
  • AndroidTM 14
  • 6GB RAM 256GB Storage

M-KOPA M10

Experience a sleek design, all-day battery life, and seamless performance—all at an affordable price. The M10 gives you more for less, without compromising on style.
  • 4GB RAM, 64GB ROM (expandable with memory extension 4GB)
  • 5000mAh Battery
  • 13MP Rear, 5MP Front
  • Android 14TM Go
  • Hybrid Dual SIM
  • 6.56” screen display
  • Fingerprint sensor

Samsung A25

The A25 sheds highlights its design essence with its clean camera layout, sleek profile, and haze finish.
  • 128GB Storage
  • 6GB RAM
  • 5000 mAh Battery
  • 50MP Main Camera, 13MP Front Camera
  • AndroidTM 14
  • Side-mounted Fingerprint Sensor
  • 6.5″ screen display

SAMSUNG A06

Embracing the essentials with a large display to expand your view.
  • 128GB, expandable SD card
  • 4GB RAM​
  • 5000 mAh battery​
  • 50MP main, 8MP front camera
  • Android 14TM
  • Dual Sim
  • 6.7" screen display
  • Fingerprint sensor

SAMSUNG A16

The 6.7-inch screen provides you with more room for fun. Immerse yourself in your favourite content with the vibrant colours.
  • 128GB, expandable SD card
  • 4GB RAM​
  • 5000 mAh battery​
  • 50MP main, 13MP front camera
  • Android 14TM
  • Dual Sim
  • 6.7" screen display
  • Fingerprint sensor

M-KOPA X2

Unlock unbeatable value, cash loan benefits, data, health insurance and more.
  • 13MP Rear Camera, 8MP Front Camera
  • 4GB RAM, 64/128GB Storage
  • 5000 mAh Battery
  • 6.56" Screen
  • AndroidTM 14
  • Dual SIM

M-KOPA X20

It’s more than a phone. Unlock benefits like data, cash loans, health insurance and more.
  • 5000 mAh battery
  • USB type-C charging &20W Fast charging
  • 50MP camera - front and back
  • 6.56" HD+ 20:9
  • 90Hz refresh rate
  • AndroidTM 14
  • 6GB RAM 256GB Storage

M-KOPA M10

Experience a sleek design, all-day battery life, and seamless performance—all at an affordable price. The M10 gives you more for less, without compromising on style.
  • 4GB RAM, 64GB ROM (expandable with memory extension 4GB)
  • 5000mAh Battery
  • 13MP Rear, 5MP Front
  • Android 14TM Go
  • Hybrid Dual SIM
  • 6.56” screen display
  • Fingerprint sensor

Samsung A25

The A25 sheds highlights its design essence with its clean camera layout, sleek profile, and haze finish.
  • 128GB Storage
  • 6GB RAM
  • 5000 mAh Battery
  • 50MP Main Camera, 13MP Front Camera
  • AndroidTM 14
  • Side-mounted Fingerprint Sensor
  • 6.5″ screen display

SAMSUNG A06

Embracing the essentials with a large display to expand your view.
  • 128GB, expandable SD card
  • 4GB RAM​
  • 5000 mAh battery​
  • 50MP main, 8MP front camera
  • Android 14TM
  • Dual Sim
  • 6.7" screen display
  • Fingerprint sensor

SAMSUNG A16

The 6.7-inch screen provides you with more room for fun. Immerse yourself in your favourite content with the vibrant colours.
  • 128GB, expandable SD card
  • 4GB RAM​
  • 5000 mAh battery​
  • 50MP main, 13MP front camera
  • Android 14TM
  • Dual Sim
  • 6.7" screen display
  • Fingerprint sensor

M-KOPA X2

Unlock unbeatable value, cash loan benefits, data, health insurance and more.
  • 13MP Rear Camera, 8MP Front Camera
  • 4GB RAM, 64/128GB Storage
  • 5000 mAh Battery
  • 6.56" Screen
  • AndroidTM 14
  • Dual SIM

M-KOPA X20

It’s more than a phone. Unlock benefits like data, cash loans, health insurance and more.
  • 5000 mAh battery
  • USB type-C charging &20W Fast charging
  • 50MP camera - front and back
  • 6.56" HD+ 20:9
  • 90Hz refresh rate
  • AndroidTM 14
  • 6GB RAM 256GB Storage

M-KOPA M10

Experience a sleek design, all-day battery life, and seamless performance—all at an affordable price. The M10 gives you more for less, without compromising on style.
  • 4GB RAM, 64GB ROM (expandable with memory extension 4GB)
  • 5000mAh Battery
  • 13MP Rear, 5MP Front
  • Android 14TM Go
  • Hybrid Dual SIM
  • 6.56” screen display
  • Fingerprint sensor

Samsung A25

The A25 sheds highlights its design essence with its clean camera layout, sleek profile, and haze finish.
  • 128GB Storage
  • 6GB RAM
  • 5000 mAh Battery
  • 50MP Main Camera, 13MP Front Camera
  • AndroidTM 14
  • Side-mounted Fingerprint Sensor
  • 6.5″ screen display

SAMSUNG A06

Embracing the essentials with a large display to expand your view.
  • 128GB, expandable SD card
  • 4GB RAM​
  • 5000 mAh battery​
  • 50MP main, 8MP front camera
  • Android 14TM
  • Dual Sim
  • 6.7" screen display
  • Fingerprint sensor

SAMSUNG A16

The 6.7-inch screen provides you with more room for fun. Immerse yourself in your favourite content with the vibrant colours.
  • 128GB, expandable SD card
  • 4GB RAM​
  • 5000 mAh battery​
  • 50MP main, 13MP front camera
  • Android 14TM
  • Dual Sim
  • 6.7" screen display
  • Fingerprint sensor

M-KOPA X2

Unlock unbeatable value, cash loan benefits, data, health insurance and more.
  • 13MP Rear Camera, 8MP Front Camera
  • 4GB RAM, 64/128GB Storage
  • 5000 mAh Battery
  • 6.56" Screen
  • AndroidTM 14
  • Dual SIM

M-KOPA X20

It’s more than a phone. Unlock benefits like data, cash loans, health insurance and more.
  • 5000 mAh battery
  • USB type-C charging &20W Fast charging
  • 50MP camera - front and back
  • 6.56" HD+ 20:9
  • 90Hz refresh rate
  • AndroidTM 14
  • 6GB RAM 256GB Storage

M-KOPA M10

Experience a sleek design, all-day battery life, and seamless performance—all at an affordable price. The M10 gives you more for less, without compromising on style.
  • 4GB RAM, 64GB ROM (expandable with memory extension 4GB)
  • 5000mAh Battery
  • 13MP Rear, 5MP Front
  • Android 14TM Go
  • Hybrid Dual SIM
  • 6.56” screen display
  • Fingerprint sensor
  • 4GB RAM, 64GB ROM (expandable with memory extension 4GB)
  • 5000mAh Battery
  • 13MP Rear, 5MP Front
  • Android 14TM Go
  • Hybrid Dual SIM
  • 6.56” screen display
  • Fingerprint sensor

Samsung A25

The A25 sheds highlights its design essence with its clean camera layout, sleek profile, and haze finish.
  • 128GB Storage
  • 6GB RAM
  • 5000 mAh Battery
  • 50MP Main Camera, 13MP Front Camera
  • AndroidTM 14
  • Side-mounted Fingerprint Sensor
  • 6.5″ screen display
  • 256GB, expandable SD Card
  • 8GB RAM
  • 5000 mAh Battery
  • 50MP Main Camera, 13MP Front Camera
  • Dual Sim
  • AndroidTM 14
  • Side-mounted Fingerprint Sensor
  • 6.5″ screen display

SAMSUNG A06

Embracing the essentials with a large display to expand your view.
  • 128GB, expandable SD card
  • 4GB RAM​
  • 5000 mAh battery​
  • 50MP main, 8MP front camera
  • Android 14TM
  • Dual Sim
  • 6.7" screen display
  • Fingerprint sensor
  • 64GB, expandable SD card
  • 4GB RAM​
  • 5000 mAh battery​
  • 50MP main, 8MP front camera
  • Android 14TM
  • Dual Sim
  • 6.7" screen display
  • Fingerprint sensor

SAMSUNG A16

The 6.7-inch screen provides you with more room for fun. Immerse yourself in your favourite content with the vibrant colours.
  • 128GB, expandable SD card
  • 4GB RAM​
  • 5000 mAh battery​
  • 50MP main, 13MP front camera
  • Android 14TM
  • Dual Sim
  • 6.7" screen display
  • Fingerprint sensor
  • 128GB, expandable SD card
  • 4GB RAM​
  • 5000 mAh battery​
  • 50MP main, 13MP front camera
  • Android 14TM
  • Dual Sim
  • 6.7" screen display
  • Fingerprint sensor

Value Added Services

Coming Soon!

Get a phone with added benefits

More reasons to go
with M-KOPA

Do more with your M-KOPA smartphone, the smart choice that gives you more than just a phone.

Hospital Cover

With your smartphone, get up to 10 hospital night visits – for 4 months & 6 months loans.

Device Protection

Stay connected and do more with one-time broken screen repair in loan period.

Affordable Data

Stay online when you need to. Do more with affordable data bundles.

Terms & Conditions apply.

Affordable Data

Stay online when you need to. Do more with affordable data bundles.

Device Protection

Stay connected and do more with device protection when you need it.

Terms & Conditions apply.

Digital Loans

Pay well, Pay everyday to unlock access to digital loans after three months.

Health Cover

Get hospital cover with your smartphone.

Affordable Data

Stay online when you need to. Do more with affordable data bundles.

Terms & Conditions apply.

Digital Loans

Pay well, Pay everyday to unlock access to digital loans after three months.

Health Cover

Get hospital cover with your smartphone.

Device Protection

Stay connected and do more with device protection when you need it.

Affordable Data

Stay online when you need to. Do more with affordable data bundles.

Terms & Conditions apply.

How M-KOPA Works

Join M-KOPA to do more, be more, and live more. Connect to digital in four easy steps.

01

Instant Access

Make a deposit and instantly take home the latest smartphone.
02

Pay Easy

Make easy daily, weekly or monthly payments.
03

Own Easy

Own your smartphone and build a credit history with M-KOPA.
04

Upgrade

Unlock access to a wider range of M-KOPA products and services.

Safe & trusted payment options

Pay using Mobile Money

Get a New Smartphone with Affordable Daily Payments Today! Pay daily via *718*287# using your mobile money registered number. Simply enter your M-KOPA account number (your phone number without the initial zero) and start owning your dream smartphone.


M-KOPA in-app payment

Initiate effortless in-app payment by:Signing into the M-KOPA app.Tapping the 'Make Payment' button and following the prompts.

M-KOPA stores and agents do not accept cash and you should never ask for payment outside of the approved payment channels.
“M-KOPA allowed me to purchase a phone that has greatly improved how I run my food business. The payment plans were manageable, making it easier for me to focus on serving my customers.”
Sadia
,
3 Millionth Customer
“M-KOPA allowed me to purchase a phone that has greatly improved how I run my food business. The payment plans were manageable, making it easier for me to focus on serving my customers.”
Sadia
,
3 Millionth Customer
The M-KOPA phone has transformed my business. Before, I struggled with my old phone, but now, with the Samsung Galaxy A13, my clients can see my work online, boosting my weekly income from GHC 1,000 to GHC 3,000.
Abbey
,
Fashion Designer
The M-KOPA phone has transformed my business. Before, I struggled with my old phone, but now, with the Samsung Galaxy A13, my clients can see my work online, boosting my weekly income from GHC 1,000 to GHC 3,000.
Abbey
,
Fashion Designer
The professionalism and friendliness of the M-KOPA agent made the process feel like dealing with family. Now, I livestream church services and connect with a wider audience on Facebook and TikTok.
Emmanuel
,
Pastor & Baker
The professionalism and friendliness of the M-KOPA agent made the process feel like dealing with family. Now, I livestream church services and connect with a wider audience on Facebook and TikTok.
Emmanuel
,
Pastor & Baker

Find a store near you

Visit an M-KOPA store near you to get connected to a sales agent.

Follow us on social media
Follow us on social media

Call us

+233 596 921 333
Standard network caller rates apply

Our office Address

M-KOPA Ghana Ltd, off Nii Martey Tsuru St, Accra