We Finance Progress

We offer fair and flexible financing to help you achieve progress

M-KOPA Ghana Customer

Our mission is to make financing for everyday essentials accessible to everyone

M-KOPA was founded in 2010 with an idea of combining the power of digital micropayments with GSM connectivity to make life-enhancing assets more accessible. Since then, we have built one of the world’s most advanced connected financing platforms, deploying $1 billion in products and credit to the financially excluded.

Journey to 3 million customers


Mkopa Timeline Outlined

Our Impact

Read the 2023 Impact Report here.



$1 Billion

In credit unlocked.



1 Million+

First time internet users connected



4 in 5

Customers seeing quality of life improved.



1 million

People with improved energy access, cumulatively.

Cta Example

Our Values

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    Progress Every Day

    We pioneer, learn, and strive to get better. We embrace thinking differently, taking risks, and challenging the status quo to help our customers and team achieve progress.

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    Excellence Where It Counts

    We are clear about what matters and focus relentlessly on executing our top priorities with excellence. We sweat the details and take pride in delivering our personal best.

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    Humility In Service of Our Customers

    We are a diverse team united by passion for our mission. We place our customers at the heart of everything we do and collaborate without ego to deliver for them.

Lead Investors

Generation Black
Bii Blk
Standard Bank Asterisk
Ifc Asterisk 2

*Lead lender

Awards & Recognitions

Impact 20 2020 Logo Featured Image
Fastcompany2018 300x150
Mittech 300x256
Ft Africa Fgc2024 Logo Cmyk Grey