Obulamu si
bwangu,
okukola kikulu!

Naye okufuna smartphone kyangu. Sasula mpolampola ne M-KOPA onyumirwe by’oyagala buli lunaku.

Obulamu si
bwangu,
okukola kikulu!

Naye okufuna smartphone kyangu. Sasula mpolampola ne M-KOPA onyumirwe by’oyagala buli lunaku.

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Smartphones

Get a new smartphone

Get your mobile phone from M-KOPA and unlock access to bigger cash loans, data, hospital cover and device protection.

Get a smartphone

Upgrade your phone

To a smartphone that gives you access to digital loans, health cover, device protection and data.

M-KOPA S34

Step into the future of connectivity with a device that’s more than just a phone—it's your gateway to the digital world.

4GB RAM, 64GB ROM
5000mAh Battery
13MP + 0.3MP Rear, 8MP Front
Android 14^TM
Dual SIM
6.56” screen display

Details Coming Soon!Details Details

SAMSUNG A06

Embracing the essentials with a large display to expand your view.

128 GB, expandable SD card
4 GB RAM
5000 mAh battery
50 MP main, 8 MP front camera
Android 14^TM
Dual Sim
6.7" screen display
Fingerprint sensor

Details Coming Soon!Details Details

M-KOPA X2

Unlock unbeatable value, cash loan benefits, data, health insurance and more.

13MP Rear Camera, 8MP Front Camera
4GB RAM, 64/128GB Storage
5000 mAh Battery
6.56" Screen
Android^TM 14
Dual SIM

Details Coming Soon!Details Details

M-KOPA X20

It’s more than a phone. Unlock benefits like data, cash loans, health insurance and more.

5000 mAh battery
USB type-C charging &20W Fast charging
50MP camera - front and back
6.56" HD+ 20:9
90Hz refresh rate
Android^TM 14
6GB RAM 256GB Storage

Details Coming Soon!Details Details

Samsung A05

Enjoy your favorite games, movies and content with the vast, 6.7-inch HD+ display.

4GB RAM, 64GB Storage
5000 mAh Battery
50MP Camera
Android^TM 13 Operating System
Dual SIM
6.7" screen display

Details Coming Soon!Details Details

Samsung A05s

The A05s is equipped with the performance capacity for seamless gaming, viewing, and sharing on social media.

4GB RAM, 64GB Storage
5000 mAh Battery
50MP Main Camera, 13MP Front Camera
Android^TM 12 upgradable to 13
6.7" screen display

‍

Details Coming Soon!Details Details

Samsung A15

Enjoy ample storage for all your files and memories.

4GB RAM, 128GB Storage
5,000mAh Battery
50MP Main Camera, 13MP Front Camera
Android^TM 14
Dual SIM
6.5″ screen display

Details Coming Soon!Details Details

M-KOPA S34

Step into the future of connectivity with a device that’s more than just a phone—it's your gateway to the digital world.

4GB RAM, 64GB ROM
5000mAh Battery
13MP + 0.3MP Rear, 8MP Front
Android 14^TM
Dual SIM
6.56” screen display

Details Coming Soon!Details Details

SAMSUNG A06

Embracing the essentials with a large display to expand your view.

128 GB, expandable SD card
4 GB RAM
5000 mAh battery
50 MP main, 8 MP front camera
Android 14^TM
Dual Sim
6.7" screen display
Fingerprint sensor

Details Coming Soon!Details Details

M-KOPA X2

Unlock unbeatable value, cash loan benefits, data, health insurance and more.

13MP Rear Camera, 8MP Front Camera
4GB RAM, 64/128GB Storage
5000 mAh Battery
6.56" Screen
Android^TM 14
Dual SIM

Details Coming Soon!Details Details

M-KOPA X20

It’s more than a phone. Unlock benefits like data, cash loans, health insurance and more.

5000 mAh battery
USB type-C charging &20W Fast charging
50MP camera - front and back
6.56" HD+ 20:9
90Hz refresh rate
Android^TM 14
6GB RAM 256GB Storage

Details Coming Soon!Details Details

Samsung A05

Enjoy your favorite games, movies and content with the vast, 6.7-inch HD+ display.

4GB RAM, 64GB Storage
5000 mAh Battery
50MP Camera
Android^TM 13 Operating System
Dual SIM
6.7" screen display

Details Coming Soon!Details Details

Samsung A05s

The A05s is equipped with the performance capacity for seamless gaming, viewing, and sharing on social media.

4GB RAM, 64GB Storage
5000 mAh Battery
50MP Main Camera, 13MP Front Camera
Android^TM 12 upgradable to 13
6.7" screen display

‍

Details Coming Soon!Details Details

Samsung A15

Enjoy ample storage for all your files and memories.

4GB RAM, 128GB Storage
5,000mAh Battery
50MP Main Camera, 13MP Front Camera
Android^TM 14
Dual SIM
6.5″ screen display

Details Coming Soon!Details Details

Bundled services

Coming Soon!

Get a phone with added benefits

More reasons to go
with M-KOPA

Do more with your M-KOPA smartphone, the smart choice that gives you more than just a phone.

Digital Loans

Pay well, Pay everyday to unlock access to digital loans after three months.

Health Cover

Get hospital cover with your smartphone.

Device Protection

Stay connected and do more with device insurance when you need it.

Affordable Data

Stay online when you need to. Do more with affordable data bundles.

Terms & Conditions apply.

How M-KOPA Works

Join M-KOPA to do more, be more, and live more. Connect to digital in four easy steps.

01

Instant Access

Make a deposit and instantly take home the latest smartphone.

02

Pay Easy

Make easy daily, weekly or monthly payments.

03

Own Easy

Own your smartphone and build a credit history with M-KOPA.

04

Upgrade

Unlock access to a wider range of M-KOPA products and services.

Safe & trusted payment options

Pay your first Deposit

Get a new smartphone with affordable daily payments today.   

Dialing the USSD Codes below to make payment:

MTN *165*24#, enter account number, and enter PIN to complete payment.
Airtel *185*4*4*1#, enter amount, enter account number, and enter PIN to complete payment.

The sales agent will give you your 9-digit account number to complete your payment.

M-KOPA in-app payment

Initiate effortless in-app payment by:

Signing into the M-KOPA app.
Tapping the 'Make Payment' button and following the prompts.

M-KOPA stores and agents do not accept cash and you should never ask for payment outside of the approved payment channels.

Since I started using M-KOPA phone, my life has changed. With the loans I received, I was able to pay school fees for my three children and expand my driving and farming businesses. Also, I’ve been able to buy land, build a house, and provide for my family’s needs.

Joseph

,

Uber Driver

Since I started using M-KOPA phone, my life has changed. With the loans I received, I was able to pay school fees for my three children and expand my driving and farming businesses. Also, I’ve been able to buy land, build a house, and provide for my family’s needs.

Joseph

,

Uber Driver

Before joining M-KOPA as a sales representative, I was unemployed and struggling to make ends meet as a single mother of three. Now, I have a stable job, can pay school fees, cover household expenses, and even pay rent. Thanks to M-KOPA.

Evelyn

,

Sales Agent

Before joining M-KOPA as a sales representative, I was unemployed and struggling to make ends meet as a single mother of three. Now, I have a stable job, can pay school fees, cover household expenses, and even pay rent. Thanks to M-KOPA.

Evelyn

,

Sales Agent

Find a store near you

Visit an M-KOPA store near you to get connected to a sales agent.

Chat with us

Share your feedback

Follow us on social media

Call us

+256 323 522 000 (MTN)

+256 200 522 000 (Airtel)

Standard network caller rates apply

Our office Address

Burton Street, Plot 8, Aponye Mall, Level 4, Kampala

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Copyright © 2025 M-KOPA All rights reserved.

Product

Smartphones Digital loans Device Protection Health Insurance Affordable Data Mobility

Company

M-KOPA, the M-KOPA logo and all other M-KOPA marks contained herein of are trademarks of M-KOPA Holdings Limited and affiliated companies.
All other marks contained herein are the property of their respective owners.

M-KOPA Uganda Limited is regulated by the Uganda Microfinance Regulatory Authority (UMRA).

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