Obulamu si

bwangu,

okukola kikulu!

Naye okufuna smartphone kyangu. Sasula mpolampola ne M-KOPA onyumirwe by’oyagala buli lunaku.

Gifune kati

Obulamu si

bwangu,

okukola kikulu!

Naye okufuna smartphone kyangu. Sasula mpolampola ne M-KOPA onyumirwe by’oyagala buli lunaku.

Gifune kati

Smartphones

Get a new smartphone

Get your mobile phone from  M-KOPA and unlock access to bigger cash loans, data, hospital cover and device protection.

Get a smartphone

Upgrade your phone

To a smartphone that gives you access to digital loans, health cover, device protection and data.

Apply now

M-KOPA X20

It’s more than a phone. Unlock benefits like data, cash loans, health insurance and more.
  • 5000 mAh battery
  • USB type-C charging &20W Fast charging
  • 50MP camera - front and back
  • 6.56" HD+ 20:9
  • 90Hz refresh rate
  • AndroidTM 14
  • 6GB RAM 256GB Storage

M-KOPA M10

Experience a sleek design, all-day battery life, and seamless performance—all at an affordable price. The M10 gives you more for less, without compromising on style.
  • 4GB RAM, 64GB ROM
  • 5000mAh Battery
  • 13MP Rear, 5MP Selfie
  • Android 13TM Go
  • Hybrid Dual SIM
  • 6.5” screen display
  • Fingerprint sensor

Samsung A16

The 6.7-inch screen provides you with more room for fun. Immerse yourself in your favourite content with the vibrant colours.
  • 4GB RAM​, 128GB ROM
  • 5000 mAh battery​
  • 50MP + 2MP depth + 5MP Ultrawide
  • 13MP front camera
  • Android 14TM
  • 6.7" screen display
  • Fingerprint & Face ID

Samsung A17

A smart everyday choice featuring a vivid AMOLED display, capable triple camera, and reliable battery life for whatever the day brings.
  • 4GB RAM​, 128GB ROM
  • 5000 mAh battery​
  • 50MP + 2MP depth + 5MP Ultrawide
  • 13MP front camera
  • Android 15TM
  • 6.7" screen display
  • Fingerprint & Face ID

Samsung A07

An affordable smartphone featuring a sleek design, large display, long-lasting battery, and reliable camera performance for everyday use.
  • 4GB RAM, 128GB ROM
  • 5000mAh Battery
  • 50MP + 2MP depth Camera
  • 8MP selfie Camera
  • Android 16TM
  • 6.7” screen display
  • Fingerprint and Face ID

Samsung A06

Embracing the essentials with a large display to expand your view.
  • 64GB, expandable SD card
  • 4GB RAM​
  • 5000 mAh battery​
  • 50MP + 2MP depth main camera
  • 8MP selfie camera
  • Android 14TM
  • 6.7" screen display
  • Fingerprint sensor & Face ID

M-KOPA X20

It’s more than a phone. Unlock benefits like data, cash loans, health insurance and more.
  • 5000 mAh battery
  • USB type-C charging &20W Fast charging
  • 50MP camera - front and back
  • 6.56" HD+ 20:9
  • 90Hz refresh rate
  • AndroidTM 14
  • 6GB RAM 256GB Storage

M-KOPA M10

Experience a sleek design, all-day battery life, and seamless performance—all at an affordable price. The M10 gives you more for less, without compromising on style.
  • 4GB RAM, 64GB ROM (expandable with memory extension 4GB)
  • 5000mAh Battery
  • 13MP Rear, 5MP Front
  • Android 14TM Go
  • Hybrid Dual SIM
  • 6.56” screen display
  • Fingerprint sensor

Samsung A16

The 6.7-inch screen provides you with more room for fun. Immerse yourself in your favourite content with the vibrant colours.
  • 128GB, expandable SD card
  • 4GB RAM​
  • 5000 mAh battery​
  • 50MP main, 13MP front camera
  • Android 14TM
  • Dual Sim
  • 6.7" screen display
  • Fingerprint sensor

Samsung A17

A smart everyday choice featuring a vivid AMOLED display, capable triple camera, and reliable battery life for whatever the day brings.
  • 4GB RAM​, 128GB ROM
  • 5000 mAh battery​
  • 50MP + 2MP depth + 5MP Ultrawide
  • 13MP front camera
  • Android 15TM
  • 6.7" screen display
  • Fingerprint & Face ID

Samsung A07

An affordable smartphone featuring a sleek design, large display, long-lasting battery, and reliable camera performance for everyday use.
  • 4GB RAM, 128GB (64GB also available)
  • 5000mAh Battery
  • 50MP Camera
  • Android 15TM
  • 6.7” screen display
  • Fingerprint and Face ID

Samsung A06

Embracing the essentials with a large display to expand your view.
  • 64GB, expandable SD card
  • 4GB RAM​
  • 5000 mAh battery​
  • 50MP + 2MP depth main camera
  • 8MP selfie camera
  • Android 14TM
  • 6.7" screen display
  • Fingerprint sensor & Face ID

M-KOPA X20

It’s more than a phone. Unlock benefits like data, cash loans, health insurance and more.
  • 5000 mAh battery
  • USB type-C charging &20W Fast charging
  • 50MP camera - front and back
  • 6.56" HD+ 20:9
  • 90Hz refresh rate
  • AndroidTM 14
  • 6GB RAM 256GB Storage

M-KOPA M10

Experience a sleek design, all-day battery life, and seamless performance—all at an affordable price. The M10 gives you more for less, without compromising on style.
  • 4GB RAM, 64GB ROM (expandable with memory extension 4GB)
  • 5000mAh Battery
  • 13MP Rear, 5MP Front
  • Android 14TM Go
  • Hybrid Dual SIM
  • 6.56” screen display
  • Fingerprint sensor

Samsung A16

The 6.7-inch screen provides you with more room for fun. Immerse yourself in your favourite content with the vibrant colours.
  • 128GB, expandable SD card
  • 4GB RAM​
  • 5000 mAh battery​
  • 50MP main, 13MP front camera
  • Android 14TM
  • Dual Sim
  • 6.7" screen display
  • Fingerprint sensor

Samsung A17

A smart everyday choice featuring a vivid AMOLED display, capable triple camera, and reliable battery life for whatever the day brings.
  • 4GB RAM​, 128GB ROM
  • 5000 mAh battery​
  • 50MP + 2MP depth + 5MP Ultrawide
  • 13MP front camera
  • Android 15TM
  • 6.7" screen display
  • Fingerprint & Face ID

Samsung A07

An affordable smartphone featuring a sleek design, large display, long-lasting battery, and reliable camera performance for everyday use.
  • 4GB RAM, 128GB (64GB also available)
  • 5000mAh Battery
  • 50MP Camera
  • Android 15TM
  • 6.7” screen display
  • Fingerprint and Face ID

Samsung A06

Embracing the essentials with a large display to expand your view.
  • 64GB, expandable SD card
  • 4GB RAM​
  • 5000 mAh battery​
  • 50MP + 2MP depth main camera
  • 8MP selfie camera
  • Android 14TM
  • 6.7" screen display
  • Fingerprint sensor & Face ID

M-KOPA X20

It’s more than a phone. Unlock benefits like data, cash loans, health insurance and more.
  • 5000 mAh battery
  • USB type-C charging &20W Fast charging
  • 50MP camera - front and back
  • 6.56" HD+ 20:9
  • 90Hz refresh rate
  • AndroidTM 14
  • 6GB RAM 256GB Storage

M-KOPA M10

Experience a sleek design, all-day battery life, and seamless performance—all at an affordable price. The M10 gives you more for less, without compromising on style.
  • 4GB RAM, 64GB ROM (expandable with memory extension 4GB)
  • 5000mAh Battery
  • 13MP Rear, 5MP Front
  • Android 14TM Go
  • Hybrid Dual SIM
  • 6.56” screen display
  • Fingerprint sensor

Samsung A16

The 6.7-inch screen provides you with more room for fun. Immerse yourself in your favourite content with the vibrant colours.
  • 128GB, expandable SD card
  • 4GB RAM​
  • 5000 mAh battery​
  • 50MP main, 13MP front camera
  • Android 14TM
  • Dual Sim
  • 6.7" screen display
  • Fingerprint sensor

Samsung A17

A smart everyday choice featuring a vivid AMOLED display, capable triple camera, and reliable battery life for whatever the day brings.
  • 4GB RAM​, 128GB ROM
  • 5000 mAh battery​
  • 50MP + 2MP depth + 5MP Ultrawide
  • 13MP front camera
  • Android 15TM
  • 6.7" screen display
  • Fingerprint & Face ID

Samsung A07

An affordable smartphone featuring a sleek design, large display, long-lasting battery, and reliable camera performance for everyday use.
  • 4GB RAM, 128GB (64GB also available)
  • 5000mAh Battery
  • 50MP Camera
  • Android 15TM
  • 6.7” screen display
  • Fingerprint and Face ID

Samsung A06

Embracing the essentials with a large display to expand your view.
  • 64GB, expandable SD card
  • 4GB RAM​
  • 5000 mAh battery​
  • 50MP + 2MP depth main camera
  • 8MP selfie camera
  • Android 14TM
  • 6.7" screen display
  • Fingerprint sensor & Face ID

M-KOPA X20

It’s more than a phone. Unlock benefits like data, cash loans, health insurance and more.
  • 5000 mAh battery
  • USB type-C charging &20W Fast charging
  • 50MP camera - front and back
  • 6.56" HD+ 20:9
  • 90Hz refresh rate
  • AndroidTM 14
  • 6GB RAM 256GB Storage

M-KOPA M10

Experience a sleek design, all-day battery life, and seamless performance—all at an affordable price. The M10 gives you more for less, without compromising on style.
  • 4GB RAM, 64GB ROM (expandable with memory extension 4GB)
  • 5000mAh Battery
  • 13MP Rear, 5MP Front
  • Android 14TM Go
  • Hybrid Dual SIM
  • 6.56” screen display
  • Fingerprint sensor

Samsung A16

The 6.7-inch screen provides you with more room for fun. Immerse yourself in your favourite content with the vibrant colours.
  • 128GB, expandable SD card
  • 4GB RAM​
  • 5000 mAh battery​
  • 50MP main, 13MP front camera
  • Android 14TM
  • Dual Sim
  • 6.7" screen display
  • Fingerprint sensor

Samsung A17

A smart everyday choice featuring a vivid AMOLED display, capable triple camera, and reliable battery life for whatever the day brings.
  • 4GB RAM​, 128GB ROM
  • 5000 mAh battery​
  • 50MP + 2MP depth + 5MP Ultrawide
  • 13MP front camera
  • Android 15TM
  • 6.7" screen display
  • Fingerprint & Face ID

Samsung A07

An affordable smartphone featuring a sleek design, large display, long-lasting battery, and reliable camera performance for everyday use.
  • 4GB RAM, 128GB ROM
  • 5000mAh Battery
  • 50MP Camera
  • Android 15TM
  • 6.7” screen display
  • Fingerprint and Face ID

Samsung A06

Embracing the essentials with a large display to expand your view.
  • 64GB, expandable SD card
  • 4GB RAM​
  • 5000 mAh battery​
  • 50MP main, 8MP front camera
  • Android 14TM
  • Dual Sim
  • 6.7" screen display
  • Fingerprint sensor

Value Added Services

Coming Soon!

Get a phone with added benefits

More reasons to go
with M-KOPA

Do more with your M-KOPA smartphone, the smart choice that gives you more than just a phone.

Hospital Cover

With your smartphone, get up to 10 hospital night visits – for 4 months & 6 months loans.

Device Protection

Stay connected and do more with one-time broken screen repair in loan period.

Affordable Data

Stay online when you need to. Do more with affordable data bundles.

Terms & Conditions apply.

Affordable Data

Stay online when you need to. Do more with affordable data bundles.

Device Protection

Stay connected and do more with device protection when you need it.

Terms & Conditions apply.

Digital Loans

Pay well, Pay everyday to unlock access to digital loans after three months.

Health Cover

Get hospital cover with your smartphone.

Affordable Data

Stay online when you need to. Do more with affordable data bundles.

Terms & Conditions apply.

Digital Loans

Pay well, Pay everyday to unlock access to digital loans after three months.

Health Cover

Get hospital cover with your smartphone.

Device Protection

Stay connected and do more with device protection when you need it.

Affordable Data

Stay online when you need to. Do more with affordable data bundles.

Terms & Conditions apply.

How M-KOPA Works

Join M-KOPA to do more, be more, and live more. Connect to digital in four easy steps.

01

Instant Access

Make a deposit and instantly take home the latest smartphone.
02

Pay Easy

Make easy daily, weekly or monthly payments.
03

Own Easy

Own your smartphone and build a credit history with M-KOPA.
04

Upgrade

Unlock access to a wider range of M-KOPA products and services.

Sim Secure Policy

Your M-KOPA smartphone is secured with a SIM secure feature. This means:

The phone is designed to work exclusively with your registered SIM card.

If a different SIM card is inserted, the phone will automatically lock.

If the phone is lost or stolen, unauthorized use of another SIM card will trigger a lock.

Your registered SIM card must always remain in the device for it to function properly.

For any SIM card or phone number changes, visit your nearest M-KOPA shop with your identification document for support.

Safe & trusted payment options

Pay your first Deposit

Get a new smartphone with affordable daily payments today. 



Dialing the USSD Codes below to make payment:

  • MTN *165*24#, enter account number, and enter PIN to complete payment.
  • Airtel *185*4*4*1#, enter amount, enter account number, and enter PIN to complete payment.

The sales agent will give you your 9-digit account number to complete your payment.

M-KOPA in-app payment

Initiate effortless in-app payment by:

  1. Signing into the M-KOPA app.
  2. Tapping the 'Make Payment' button and following the prompts.
M-KOPA stores and agents do not accept cash and you should never ask for payment outside of the approved payment channels.
Since I started using M-KOPA phone, my life has changed. With the loans I received, I was able to pay school fees for my three children and expand my driving and farming businesses. Also, I’ve been able to buy land, build a house, and provide for my family’s needs.
Joseph
,
Uber Driver
Since I started using M-KOPA phone, my life has changed. With the loans I received, I was able to pay school fees for my three children and expand my driving and farming businesses. Also, I’ve been able to buy land, build a house, and provide for my family’s needs.
Joseph
,
Uber Driver
Before joining M-KOPA as a sales representative, I was unemployed and struggling to make ends meet as a single mother of three. Now, I have a stable job, can pay school fees, cover household expenses, and even pay rent. Thanks to M-KOPA.
Evelyn
,
Sales Agent
Before joining M-KOPA as a sales representative, I was unemployed and struggling to make ends meet as a single mother of three. Now, I have a stable job, can pay school fees, cover household expenses, and even pay rent. Thanks to M-KOPA.
Evelyn
,
Sales Agent

Find a store near you

Visit an M-KOPA store near you to get connected to a sales agent.

Follow us on social media
Follow us on social media

Call us

+256 323 522 000 (MTN)
+256 200 522 000 (Airtel)
Standard network caller rates apply

Our office Address

Burton Street, Plot 8, Aponye Mall, Level 4, Kampala