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Smartphones

Get a new smartphone
Get your mobile phone from M-KOPA and unlock access to bigger cash loans, data, hospital cover and device protection.
Get a smartphone
Upgrade your phone
To a smartphone that gives you access to digital loans, health cover, device protection and data.
Apply now
Samsung A05
- 4GB RAM, 64GB Storage
- 5000 mAh Battery
- 50MP Camera
- AndroidTM 13 Operating System
- Dual SIM
- 6.7" screen display
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Samsung A05s
- 4GB RAM, 64GB Storage
- 5000 mAh Battery
- 50MP Main Camera, 13MP Front Camera
- AndroidTM 12 upgradable to 13
- 6.7" screen display
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Samsung A15
- 4GB RAM, 128GB Storage
- 5,000mAh Battery
- 50MP Main Camera, 13MP Front Camera
- AndroidTM 14
- Dual SIM
- 6.5″ screen display

M-KOPA X2
- 13MP Rear Camera, 8MP Front Camera
- 4GB RAM, 64/128GB Storage
- 5000 mAh Battery
- 6.56" Screen
- AndroidTM 14
- Dual SIM

M-KOPA X20
- 5000 mAh battery
- USB type-C charging &20W Fast charging
- 50MP camera - front and back
- 6.56" HD+ 20:9
- 90Hz refresh rate
- AndroidTM 14
- 6GB RAM 256GB Storage

M-KOPA S34
- 4GB RAM, 64GB ROM
- 5000mAh Battery
- 13MP + 0.3MP Rear, 8MP Front
- Android 14TM
- Dual SIM
- 6.56” screen display

Samsung A05
- 4GB RAM, 64GB Storage
- 5000 mAh Battery
- 50MP Camera
- AndroidTM 13 Operating System
- Dual SIM
- 6.7" screen display
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Samsung A05s
- 4GB RAM, 64GB Storage
- 5000 mAh Battery
- 50MP Main Camera, 13MP Front Camera
- AndroidTM 12 upgradable to 13
- 6.7" screen display
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Samsung A15
- 4GB RAM, 128GB Storage
- 5,000mAh Battery
- 50MP Main Camera, 13MP Front Camera
- AndroidTM 14
- Dual SIM
- 6.5″ screen display

M-KOPA X2
- 13MP Rear Camera, 8MP Front Camera
- 4GB RAM, 64/128GB Storage
- 5000 mAh Battery
- 6.56" Screen
- AndroidTM 14
- Dual SIM

M-KOPA X20
- 5000 mAh battery
- USB type-C charging &20W Fast charging
- 50MP camera - front and back
- 6.56" HD+ 20:9
- 90Hz refresh rate
- AndroidTM 14
- 6GB RAM 256GB Storage

M-KOPA S34
- 4GB RAM, 64GB ROM
- 5000mAh Battery
- 13MP + 0.3MP Rear, 8MP Front
- Android 14TM
- Dual SIM
- 6.56” screen display
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Value Added Services
Get a phone with added benefits
More reasons to go
with M-KOPA
Do more with your M-KOPA smartphone, the smart choice that gives you more than just a phone.
Hospital Cover
With your smartphone, get up to 10 hospital night visits – for 4 months & 6 months loans.

Device Protection
Stay connected and do more with one-time broken screen repair in loan period.

Affordable Data
Stay online when you need to. Do more with affordable data bundles.


Affordable Data
Stay online when you need to. Do more with affordable data bundles.
Device Protection
Stay connected and do more with device protection when you need it.

Digital Loans
Pay well, Pay everyday to unlock access to digital loans after three months.

Health Cover
Get hospital cover with your smartphone.

Affordable Data
Stay online when you need to. Do more with affordable data bundles.

Digital Loans
Pay well, Pay everyday to unlock access to digital loans after three months.

Health Cover
Get hospital cover with your smartphone.

Device Protection
Stay connected and do more with device protection when you need it.


Affordable Data
Stay online when you need to. Do more with affordable data bundles.
How M-KOPA Works
Join M-KOPA to do more, be more, and live more. Connect to digital in four easy steps.

Instant Access
Pay Easy
Own Easy
Upgrade
Safe & trusted payment options
Pay your deposit (In-store)
- Ask to make a bill payment via Pay@.
- Show the cashier the QR code to scan or provide your Pay@ account number.
- Your Pay@ Account ID is 11954+Your M-KOPA Account Number e.g. 11954713456789.
M-KOPA in-app payment
- Sign into the M-KOPA App and select payment to find the retailer closest to you and download the QR code.
- You can also pay within the app.
Find a store near you
Visit an M-KOPA store near you to get connected to a sales agent.