The M-KOPA 
M-KOPA gives you more than a phone.
Unbox a sleek and modern design just for you.
Moments, beautifully captured.
Massive 50MP camera for stunning selfies.
Every detail
comes to life.
Crisp & clear visuals with HD+ resolution.
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Extraordinary.
With stand-out features.
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A great phone from a company you trust.
The X20 is dust and splash resistant. Get it and unbox with the following: SIM pin, C-type USB cable, charging adapter, free case, screen protector and user guide.
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X20 –– More Than a Phone
Unlock more benefits as you make payments on time. The M-KOPA X20 smartphone connects you to a world of benefits. Pay well, pay everyday to maintain your benefits and unlock more.
Digital Loans
Pay well, Pay everyday to unlock access to digital loans after three months.
Health Cover
Get hospital cover with your smartphone.
Device Protection
Stay connected and do more with device insurance when you need it.
Affordable Data
Stay online when you need to. Do more with affordable data bundles.
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Smart X20,
Smart money.
M-KOPA gives flexible daily payments for the everyday earner, making it easier to own devices and unlock progress.
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Safe & trusted payment options
Pay using M-PESA
Get a new smartphone with affordable daily payments today. Pay daily with our official M-KOPA Pay Bill Number -333222, tagging your ID as the account number, and own your dream, sophisticated phone.
Note: M-KOPA does not accept any cash payments.
M-KOPA in-app payment
Initiate effortless in-app payment by:
- Signing into the M-KOPA app.
- Tapping the 'Make Payment' button and following the prompts.
Note: M-KOPA does not accept cash payments.
Sell smart, earn big.
Join M-KOPA as a sales agent and start earning commissions. Waweza fanikiwa zaidi.
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Frequently Asked Questions
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