IMPACT

IMPACT

Financial
Inclusion

Energy
Access

Digital
Inclusion

Livelihoods Improved

million

Value of credit unlocked
for our customers

million

Money our
customers have
saved on energy

thousand

Customers who are now connected to the Internet with an M-KOPA-financed smartphone

%

Customers using
their M-KOPA product to support or generate income

Financial Inclusion

million

Value of credit unlocked
for our customers

Energy Access

million

Money our
customers have
saved on energy

Digital
Inclusion

thousand

Customers who are now connected to the Internet with an M-KOPA-financed smartphone
Livelihoods Improved

%

Customers using
their M-KOPA product to support or generate income
We give millions of people a pathway to ownership with an M-KOPA device that sits at the heart of the home or palm of the hand, connecting lights, smartphones, radios, TVs, fridges and more. This creates shared value by making people healthier, wealthier and more productive.

FINANCIAL INCLUSION

FINANCIAL INCLUSION

Accessing financial services remains one of the greatest barriers to economic inclusion. Despite gains in micro-finance, most of our customers still struggle with traditional financial services due to a lack of collateral and non-existent borrowing histories.

Our innovative financing model has unlocks 1.5 million loans for individuals to own a diverse range of life-enhancing products and services, made accessible with flexible, micro-payments.

I took out an M-KOPA loan to expand my business… With the profits I make, I pay my children’s school fees.

LUCY JEPLETING

Chepterwai, Kenya

I took out an M-KOPA loan to expand my business… With the profits I make, I pay my children’s school fees.

LUCY JEPLETING

Chepterwai, Kenya

ENERGY ACCESS

ENERGY ACCESS

Achieving Sustainable Energy Access (SDG7) by 2030 requires a new approach to energy creation and delivery.

Access to PAYG Solar has enabled millions of off-grid homes to replace their toxic kerosene lanterns or diesel generators with a higher-quality, clean solar solution, effectively avoiding 1.8 million metric tonnes of CO2 and black carbon emissions.

M-KOPA helps me get clean and bright light, while paying less than I did for kerosene. Now I have more money at the end of the week to spend on my family.

MRS. MUTINDA

Athi River, Kenya

M-KOPA helps me get clean and bright light, while paying less than I did for kerosene. Now I have more money at the end of the week to spend on my family.

MRS. MUTINDA

Athi River, Kenya

DIGITAL INCLUSION

DIGITAL INCLUSION

75% of people in Sub-Saharan Africa remain unconnected to the internet – representing a major impediment to local and global economic development. Smartphones are the gateway device to bring hundreds of millions into the digital world, yet affordability bars most from access.

Our innovative financing model unlocks access to mobile internet for customers – 30% of whom are first-time internet users and growing 250 people a day. Now customers enjoy the benefits of being online and use technology confidently to improve their day-to-day lives.

The phone has helped me to run my business smoothly. I’ve been able to make more money because my farmers get the right pictures.
FRANCIS AVAA ONDOGA

Nairobi, Kenya

The phone has helped me to run my business smoothly. I’ve been able to make more money because my farmers get the right pictures.
FRANCIS AVAA ONDOGA

Nairobi, Kenya

LIVELIHOODS IMPROVED

LIVELIHOODS IMPROVED

We enable our customers to access high-quality products and services that improve their quality of life. Nearly half of our customers acknowledge that their M-KOPA product enables them to support incomes, whether that is getting a new job, working longer hours, or supporting a business.

For our solar customers, the wide majority of households report they save money by switching to solar, saving roughly $428 million in total.

Before I had the fridge, I was selling one crate [of drinks] per week. But now, because I have a Fridge, I sell 2 or 3 more crates per week.
ESTHER MUTUA

Kipandini, Kenya

Before I had the fridge, I was selling one crate [of drinks] per week. But now, because I have a Fridge, I sell 2 or 3 more crates per week.
ESTHER MUTUA

Kipandini, Kenya

Discover the myriad of ways M-KOPA is Upgrading Lives in our 2019 Impact Report
Discover the myriad of ways M-KOPA is Upgrading Lives in our 2019 Impact Report