Unlock progress with a fair and flexible payment plan

  • A04s

    Samsung A04s

    Experience the power and versatility of the Samsung A04s.

  • Ao3 core

    Samsung A03 Core

    The Samsung A03 Core offers unbeatable value for its price. Enjoy the 3-day battery life for work or play.

  • G21 New

    Nokia G21

    Enjoy the impressive Nokia G21 performance and durability without breaking the bank!

  • Nokia C31 Charcoal Front Back Intpng

    Nokia C31

    With its large display, powerful battery, and impressive camera features, the Nokia C31 is the perfect choice.

  • Hospicash New Logo 2021 01 Cropped

    Medical Cover

    Protect your health and your wallet. Get fast access to M-KOPA Hospicash coverage for peace of mind and financial security.

  • Microsoftteams Image (337)


    Unlock access to cash loans with your M-KOPA smartphone fast and hassle-free.

  • Ampersand Image


    Effortlessly conquer any terrain with the power and convenience of the Ampersand Mid Drive electric motorbike.  Fast and easy battery swaps ensure you never miss a business opportunity.

  • Roam Electric 7

    ROAM Air

    Experience the thrill of the ride with an eco-friendly twist with a Roam Air electric motorbike.  Designed and built right here in Kenya, you can charge easily from anywhere, including your home.

  • Copia Logo English Slogan 1

    M-KOPA e-voucher

    Access Copia products through the M-KOPA e-voucher instantly and get any household, food and construction materials at the click of a button.

How M-KOPA Works

Access products and services that unlock progress in your life in 4 easy steps!

M Kopa Iconography Instantaccess

Make a deposit
and instantly take
home the latest

M Kopa Iconography Payeasy

Make easy
daily, weekly
or monthly

M Kopa Iconography Owneasy

Own your
smartphone and
build a credit history
with M-KOPA

M Kopa Iconography Upgrade
Unlock access to a
wider range of M-KOPA
products and services

Img 1121Bernard Munyendo1
Before I got my smartphone, my chicks were dying. Now, I send photos to the agrovet and he helps by giving advice and telling me medicines to buy. Now, my chicks all live!
Grace Mutheu
Customer in Machakos, Kenya
Life was very difficult. I was very sick and was admitted in hospital from an injury. As I was thinking how I will go back home, I got the good news about M-KOPA's Hospicash medical cover and it's through this that I managed to come back home."
Bernard Munyendo
Sales Agent, Kakamega, Kenya.