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Smartphones
Get a new smartphone
Get your mobile phone from M-KOPA and unlock access to bigger cash loans, data, hospital cover and device protection.
Get a smartphone
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To a smartphone that gives you access to digital loans, health cover, device protection and data.
Apply now
M-KOPA M10
- 4GB RAM, 64GB ROM (expandable with memory extension 4GB)
- 5000mAh Battery
- 13MP Rear, 5MP Front
- Android 14TM Go
- Hybrid Dual SIM
- 6.56” screen display
- Fingerprint sensor
M-KOPA X2
- 13MP Rear Camera, 8MP Front Camera
- 4GB RAM, 64/128GB Storage
- 5000 mAh Battery
- 6.56" Screen
- AndroidTM 14
- Dual SIM
M-KOPA X20
- 5000 mAh battery
- USB type-C charging &20W Fast charging
- 50MP camera - front and back
- 6.56" HD+ 20:9
- 90Hz refresh rate
- AndroidTM 14
- 6GB RAM 256GB Storage
Samsung A05
- 4GB RAM, 64GB Storage
- 5000 mAh Battery
- 50MP Camera
- AndroidTM 13 Operating System
- Dual SIM
- 6.7" screen display
SAMSUNG A16
- 128GB, expandable SD card
- 4GB RAM
- 5000 mAh battery
- 50MP main, 13MP front camera
- Android 14TM
- Dual Sim
- 6.7" screen display
- Fingerprint sensor
M-KOPA M10
- 4GB RAM, 64GB ROM (expandable with memory extension 4GB)
- 5000mAh Battery
- 13MP Rear, 5MP Front
- Android 14TM Go
- Hybrid Dual SIM
- 6.56” screen display
- Fingerprint sensor
M-KOPA X2
- 13MP Rear Camera, 8MP Front Camera
- 4GB RAM, 64/128GB Storage
- 5000 mAh Battery
- 6.56" Screen
- AndroidTM 14
- Dual SIM
M-KOPA X20
- 5000 mAh battery
- USB type-C charging &20W Fast charging
- 50MP camera - front and back
- 6.56" HD+ 20:9
- 90Hz refresh rate
- AndroidTM 14
- 6GB RAM 256GB Storage
Samsung A05
- 4GB RAM, 64GB Storage
- 5000 mAh Battery
- 50MP Camera
- AndroidTM 13 Operating System
- Dual SIM
- 6.7" screen display
SAMSUNG A16
- 128GB, expandable SD card
- 4GB RAM
- 5000 mAh battery
- 50MP main, 13MP front camera
- Android 14TM
- Dual Sim
- 6.7" screen display
- Fingerprint sensor
M-KOPA M10
- 4GB RAM, 64GB ROM (expandable with memory extension 4GB)
- 5000mAh Battery
- 13MP Rear, 5MP Front
- Android 14TM Go
- Hybrid Dual SIM
- 6.56” screen display
- Fingerprint sensor
M-KOPA X2
- 13MP Rear Camera, 8MP Front Camera
- 4GB RAM, 64/128GB Storage
- 5000 mAh Battery
- 6.56" Screen
- AndroidTM 14
- Dual SIM
M-KOPA X20
- 5000 mAh battery
- USB type-C charging &20W Fast charging
- 50MP camera - front and back
- 6.56" HD+ 20:9
- 90Hz refresh rate
- AndroidTM 14
- 6GB RAM 256GB Storage
Samsung A05
- 4GB RAM, 64GB Storage
- 5000 mAh Battery
- 50MP Camera
- AndroidTM 13 Operating System
- Dual SIM
- 6.7" screen display
SAMSUNG A16
- 128GB, expandable SD card
- 4GB RAM
- 5000 mAh battery
- 50MP main, 13MP front camera
- Android 14TM
- Dual Sim
- 6.7" screen display
- Fingerprint sensor
M-KOPA M10
- 4GB RAM, 64GB ROM (expandable with memory extension 4GB)
- 5000mAh Battery
- 13MP Rear, 5MP Front
- Android 14TM Go
- Hybrid Dual SIM
- 6.56” screen display
- Fingerprint sensor
M-KOPA X2
- 13MP Rear Camera, 8MP Front Camera
- 4GB RAM, 64/128GB Storage
- 5000 mAh Battery
- 6.56" Screen
- AndroidTM 14
- Dual SIM
M-KOPA X20
- 5000 mAh battery
- USB type-C charging &20W Fast charging
- 50MP camera - front and back
- 6.56" HD+ 20:9
- 90Hz refresh rate
- AndroidTM 14
- 6GB RAM 256GB Storage
Samsung A05
- 4GB RAM, 64GB Storage
- 5000 mAh Battery
- 50MP Camera
- AndroidTM 13 Operating System
- Dual SIM
- 6.7" screen display
SAMSUNG A16
- 128GB, expandable SD card
- 4GB RAM
- 5000 mAh battery
- 50MP main, 13MP front camera
- Android 14TM
- Dual Sim
- 6.7" screen display
- Fingerprint sensor
M-KOPA M10
- 4GB RAM, 64GB ROM (expandable with memory extension 4GB)
- 5000mAh Battery
- 13MP Rear, 5MP Front
- Android 14TM Go
- Hybrid Dual SIM
- 6.56” screen display
- Fingerprint sensor
- 4GB RAM, 64GB ROM (expandable with memory extension 4GB)
- 5000mAh Battery
- 13MP Rear, 5MP Front
- Android 14TM Go
- Hybrid Dual SIM
- 6.56” screen display
- Fingerprint sensor
M-KOPA X2
- 13MP Rear Camera, 8MP Front Camera
- 4GB RAM, 64/128GB Storage
- 5000 mAh Battery
- 6.56" Screen
- AndroidTM 14
- Dual SIM
M-KOPA X20
- 5000 mAh battery
- USB type-C charging &20W Fast charging
- 50MP camera - front and back
- 6.56" HD+ 20:9
- 90Hz refresh rate
- AndroidTM 14
- 6GB RAM 256GB Storage
Samsung A05
- 4GB RAM, 64GB Storage
- 5000 mAh Battery
- 50MP Camera
- AndroidTM 13 Operating System
- Dual SIM
- 6.7" screen display
SAMSUNG A16
- 128GB, expandable SD card
- 4GB RAM
- 5000 mAh battery
- 50MP main, 13MP front camera
- Android 14TM
- Dual Sim
- 6.7" screen display
- Fingerprint sensor
- 128GB, expandable SD card
- 4GB RAM
- 5000 mAh battery
- 50MP main, 13MP front camera
- Android 14TM
- Dual Sim
- 6.7" screen display
- Fingerprint sensor
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Value Added Services
Get a phone with added benefits
More reasons to go
with M-KOPA
Do more with your M-KOPA smartphone, the smart choice that gives you more than just a phone.
Hospital Cover
With your smartphone, get up to 10 hospital night visits – for 4 months & 6 months loans.
Device Protection
Stay connected and do more with one-time broken screen repair in loan period.
Affordable Data
Stay online when you need to. Do more with affordable data bundles.
Affordable Data
Stay online when you need to. Do more with affordable data bundles.
Device Protection
Stay connected and do more with device protection when you need it.
Digital Loans
Pay well, Pay everyday to unlock access to digital loans after three months.
Health Cover
Get hospital cover with your smartphone.
Affordable Data
Stay online when you need to. Do more with affordable data bundles.
Digital Loans
Pay well, Pay everyday to unlock access to digital loans after three months.
Health Cover
Get hospital cover with your smartphone.
Device Protection
Stay connected and do more with device protection when you need it.
Affordable Data
Stay online when you need to. Do more with affordable data bundles.
How M-KOPA Works
Join M-KOPA to do more, be more, and live more. Connect to digital in four easy steps.
Instant Access
Pay Easy
Own Easy
Upgrade
Sim Lock Policy
Your M-KOPA smartphone is secured with a SIM-lock feature. This means:
The phone is designed to work exclusively with your registered SIM card.
If a different SIM card is inserted, the phone will automatically lock.
If the phone is lost or stolen, unauthorized use of another SIM card will trigger a lock.
Your registered SIM card must always remain in the device for it to function properly.
For any SIM card or phone number changes, visit your nearest M-KOPA shop with your identification document for support.
Sim Secure Policy
Your M-KOPA smartphone is secured with a SIM secure feature. This means:
The phone is designed to work exclusively with your registered SIM card.
If a different SIM card is inserted, the phone will automatically lock.
If the phone is lost or stolen, unauthorized use of another SIM card will trigger a lock.
Your registered SIM card must always remain in the device for it to function properly.
For any SIM card or phone number changes, visit your nearest M-KOPA shop with your identification document for support.
Safe & trusted payment options
Pay your deposit (In-store)
- Ask to make a bill payment via Pay@.
- Show the cashier the QR code to scan or provide your Pay@ account number.
- Your Pay@ Account ID is 11954+Your M-KOPA Account Number e.g. 11954713456789.
M-KOPA in-app payment
- Sign into the M-KOPA App and select payment to find the retailer closest to you and download the QR code.
- You can also pay within the app.
Find a store near you
Visit an M-KOPA store near you to get connected to a sales agent.
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