M-KOPA PAY-AS-YOU-GO
PRODUCTS & SERVICES
Our innovative ‘Pay-As-You-Go’ financing model allows you to get instant access to products from day one, while building ownership over time through flexible micro-payments.
M-KOPA PAY-AS-YOU-GO
PRODUCTS & SERVICES
Our innovative ‘Pay-As-You-Go’ financing model allows you to get instant access to products from day one, while building ownership over time through flexible micro-payments. Choose from one of our flexible payment plans and qualify for upgrades to other exciting products and financial services.




SAMSUNG A03 CORE
SAMSUNG A03s
SAMSUNG A12
SAMSUNG A22
Capture your world in multiple ways with the Triple Camera
Capture memorable moments in clear detail with the 48MP Ultra Wide Camera
Capture your world in clear detail with the 48MP Ultra Wide Camera
LEARN MORE
Do more and stay connected with a quality smartphone and the reliability of the Samsung name
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6.5″ HD+ v-notch Screen |
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5000mah battery |
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2GB RAM / 32GB storage |
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8mp/5mp camera |
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Android 11 (Go edition) |
LEARN MORE
Do more and stay connected with a quality smartphone and the reliability of the Samsung name
![]() |
6.5″ Screen |
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5000mah battery |
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Option 1: 3GB RAM / 32GB storage |
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Option 2: 4GB RAM / 64GB storage |
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13mp/2mp camera |
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Android 11 |
LEARN MORE
Do more and stay connected with a quality smartphone and the reliability of the Samsung name
![]() |
6.5″ Screen |
![]() |
5000mah battery |
![]() |
4GB RAM / 64GB storage |
![]() |
48mp camera |
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Android 10 |
LEARN MORE
Do more and stay connected with a quality smartphone and the reliability of the Samsung name
![]() |
6.4″ Screen |
![]() |
5000mah battery |
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Option 1: 4GB RAM / 64GB storage |
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Option 2: 4GB RAM / 128GB storage |
![]() |
48mp camera |
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Android 11 |
PRICING
Payment Plan | 6 Months |
---|---|
Deposit | Gh₵ 135 |
Daily | Gh₵ 4.50 |
Monthly | Gh₵ 135 |
Total | Gh₵ 945 |
Payment Plan | 9 Months |
---|---|
Deposit | Gh₵ 135 |
Daily | Gh₵ 3.25 |
Monthly | Gh₵ 97.50 |
Total | Gh₵ 1,012.50 |
PRICING — 3GB RAM / 32GB Storage
Payment Plan | 6 Months |
---|---|
Deposit | Gh₵ 199 |
Daily | Gh₵ 5.50 |
Monthly | Gh₵ 165 |
Total | Gh₵ 1,189 |
Payment Plan | 9 Months |
---|---|
Deposit | Gh₵ 210 |
Daily | Gh₵ 6.25 |
Monthly | Gh₵ 188 |
Total | Gh₵ 1,335 |
PRICING — 4GB RAM / 64GB Storage
Payment Plan | 6 Months |
---|---|
Deposit | Gh₵ 210 |
Daily | Gh₵ 6.25 |
Monthly | Gh₵ 188 |
Total | Gh₵ 1,335 |
Payment Plan | 9 Months |
---|---|
Deposit | Gh₵ 210 |
Daily | Gh₵ 4.50 |
Monthly | Gh₵ 135 |
Total | Gh₵ 1,425 |
PRICING
Payment Plan | 6 Months |
---|---|
Deposit | Gh₵ 254 |
Daily | Gh₵ 6.75 |
Monthly | Gh₵ 203 |
Total | Gh₵ 1,469 |
Payment Plan | 9 Months |
---|---|
Deposit | Gh₵ 254 |
Daily | Gh₵ 5 |
Monthly | Gh₵ 150 |
Total | Gh₵ 1,604 |
PRICING — 4GB RAM / 64GB Storage
Payment Plan | 6 Months |
---|---|
Deposit | Gh₵ 279 |
Daily | Gh₵ 8 |
Monthly | Gh₵ 240 |
Total | Gh₵ 1,719 |
Payment Plan | 9 Months |
---|---|
Deposit | Gh₵ 279 |
Daily | Gh₵ 5.75 |
Monthly | Gh₵ 173 |
Total | Gh₵ 1,832 |
PRICING — 4GB RAM / 128GB Storage
Payment Plan | 6 Months |
---|---|
Deposit | Gh₵ 290 |
Daily | Gh₵ 9.50 |
Monthly | Gh₵ 285 |
Total | Gh₵ 2,000 |
Payment Plan | 9 Months |
---|---|
Deposit | Gh₵ 290 |
Daily | Gh₵ 6.75 |
Monthly | Gh₵ 202.50 |
Total | Gh₵ 2,113 |

SAMSUNG A03 CORE
LEARN MORE
Do more and stay connected with a quality smartphone and the reliability of the Nokia name
![]() |
6.5″ HD+ v-notch Screen |
![]() |
5000mah battery |
![]() |
2GB RAM / 32GB Storage |
![]() |
8mp/5mp camera |
![]() |
Android 11 (Go edition) |
PRICING
Payment Plan | 6 Months |
---|---|
Deposit | Gh₵ 135 |
Daily | Gh₵ 4.50 |
Monthly | Gh₵ 135 |
Total | Gh₵ 945 |
Payment Plan | 9 Months |
---|---|
Deposit | Gh₵ 135 |
Daily | Gh₵ 3.25 |
Monthly | Gh₵ 97.50 |
Total | Gh₵ 1,012.50 |

SAMSUNG A03s
Capture your world in multiple ways with the with Triple Camera
LEARN MORE
Do more and stay connected with a quality smartphone and the reliability of the Samsung name
![]() |
6.5″ Screen |
![]() |
5000mah battery |
![]() |
Option 1: 3GB RAM / 32GB storage |
![]() |
Option 2: 4GB RAM / 64GB storage |
![]() |
13mp/2mp camera |
![]() |
Android 11 |
PRICING — 3GB RAM / 32GB Storage
Payment Plan | 6 Months |
---|---|
Deposit | Gh₵ 199 |
Daily | Gh₵ 5.50 |
Monthly | Gh₵ 165 |
Total | Gh₵ 1,189 |
Payment Plan | 9 Months |
---|---|
Deposit | Gh₵ 210 |
Daily | Gh₵ 6.25 |
Monthly | Gh₵ 188 |
Total | Gh₵ 1,335 |
PRICING — 4GB RAM / 64GB Storage
Payment Plan | 6 Months |
---|---|
Deposit | Gh₵ 210 |
Daily | Gh₵ 6.25 |
Monthly | Gh₵ 188 |
Total | Gh₵ 1,335 |
Payment Plan | 9 Months |
---|---|
Deposit | Gh₵ 210 |
Daily | Gh₵ 4.50 |
Monthly | Gh₵ 135 |
Total | Gh₵ 1,425 |

SAMSUNG A12
Capture memorable moments in clear detail with the 48MP Ultra Wide Camera
LEARN MORE
Do more and stay connected with a quality smartphone and the reliability of the Samsung name
![]() |
6.5″ Screen |
![]() |
5000mah battery |
![]() |
4GB RAM / 64GB Storage |
![]() |
48mp camera |
![]() |
Android 10 |
PRICING
Payment Plan | 6 Months |
---|---|
Deposit | Gh₵ 254 |
Daily | Gh₵ 6.75 |
Monthly | Gh₵ 203 |
Total | Gh₵ 1,469 |
Payment Plan | 9 Months |
---|---|
Deposit | Gh₵ 254 |
Daily | Gh₵ 5 |
Monthly | Gh₵ 150 |
Total | Gh₵ 1,604 |

SAMSUNG A22
LEARN MORE
Do more and stay connected with a quality smartphone and the reliability of the Samsung name
![]() |
6.4″ Screen |
![]() |
5000mah battery |
![]() |
Option 1: 4GB RAM / 64GB storage |
![]() |
Option 2: 4GB RAM / 128GB storage |
![]() |
48mp camera |
![]() |
Android 11 |
PRICING — 4GB RAM / 64GB Storage
Payment Plan | 6 Months |
---|---|
Deposit | Gh₵ 279 |
Daily | Gh₵ 8 |
Monthly | Gh₵ 240 |
Total | Gh₵ 1,719 |
Payment Plan | 9 Months |
---|---|
Deposit | Gh₵ 279 |
Daily | Gh₵ 5.75 |
Monthly | Gh₵ 173 |
Total | Gh₵ 1,832 |
PRICING — 4GB RAM / 128GB Storage
Payment Plan | 6 Months |
---|---|
Deposit | Gh₵ 290 |
Daily | Gh₵ 9.50 |
Monthly | Gh₵ 285 |
Total | Gh₵ 2,000 |
Payment Plan | 9 Months |
---|---|
Deposit | Gh₵ 290 |
Daily | Gh₵ 6.75 |
Monthly | Gh₵ 202.50 |
Total | Gh₵ 2,113 |